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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2177 reviews)

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4.93

Based on 2,177 reviews, last reviewed 17th Mar 2026

20% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely staff and great app ! Lovely staff and great app. Easy to work Reviewed on: 17th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2177)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Amazing

Amazing company to use. Always very kind and helpful Reviewed on: 18th May 2022

Fast and efficient service

Excellent friendly staff very reliable and very quick at getting back to customers questions Reviewed on: 18th May 2022

Amazingly wonderful

It's an absolute amazing Union always willing to help friendly with wonderful service. I have recommended the Union to everyone I spoke too,what are you all waiting for go join and enjoy Reviewed on: 18th May 2022

Happy Customer

Great support from start. Co.munication was perfect, no hidden charge and all process went quick Reviewed on: 18th May 2022

Quick easy and convenient

Really helped initially with the first loan then helped to maintain savings once the loan was repaid Reviewed on: 18th May 2022

Easy, friendly service

Manchester credit union is so easy to use and as it is deducted from your wages prior to back it is barley missed and then a nice saving wallet when you need the cash for a treat or essential. Highly recommended by myself. Also I must add easybto withdraw when required Reviewed on: 18th May 2022

User friendly App

Very pleased with the continual improvements in the App such as the ability to move money in realtime instant fashion, just like online banking. Jumped on the Xmas Saver scheme initiative this year and glad I did. Reviewed on: 18th May 2022

Excellent

I’ve always had good experiences here and there always professional and happy to help Reviewed on: 18th May 2022

Best union loan

Found the whole process easy to get through. No problems toppi g up loan when I've needed to and the staff I spoke to during my initial sign up were brilliant Reviewed on: 18th May 2022

Excellent and Efficient

Every time I contact MCU and ask for support they deal with my request immediately and are able to sort it very quickly. Reviewed on: 18th May 2022

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