Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

View other Manchester Credit Union products

4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

It’s a quick service, you get the checks done fast a...

It’s a quick service, you get the checks done fast and when you need to contact them using the app the answer immediately Reviewed on: 11th July 2025

Excellent customer service

Excellent customer service, great rates and easy repayments and options that suit Reviewed on: 11th July 2025

5 star service

Excellent communication and staff who are empathetic to your needs and understanding situations Reviewed on: 11th July 2025

Manchester credit union have helped me more than the...

Manchester credit union have helped me more than they would even no. Helping me with a loan and helping save ah the same time. What more could you ask for Reviewed on: 11th July 2025

Very helpful service in times of need

Very helpful service in times of need, I’ve used MCU for a few years now and it’s been great for small loans and savings Reviewed on: 11th July 2025

Review for family loan

It was difficult to sort out when I first joined but the team supported me to join up and I have found it great to help me save and also help when I needed extra money Reviewed on: 11th July 2025

I use my credit union to save for christmas every year.

I use my credit union to save for christmas every year. 1 loan no stress easy repayments and help to save a little for me when i need it..as a carer on low income..this service cant be beaten. Reviewed on: 11th July 2025

MCU Loans

Affordable loans with a low interest rate. Reviewed on: 11th July 2025

Always polite and friendly.

Always polite and friendly. Very quick to answer enquiries and always polite and treated with respect. In store staff at wythenshawe are great too! Reviewed on: 11th July 2025

My experience has been good

My experience has been good, there were no issues received funds same day Reviewed on: 11th July 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Kroo 4.97 from 109 reviews
Loans
from Hoot Credit Union 5.00 from 12 reviews
Payday Loan
from CASHASAP 5.00 from 2 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub