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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2180 reviews)

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4.92

Based on 2,180 reviews, last reviewed 19th Mar 2026

17% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’ve been with Manchester credit union for many year... I’ve been with Manchester credit union for many years they have helped me in difficult times aswel as helped me learn to save money aswell they keep m... Read more Reviewed on: 19th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2180)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Fantastic. Changed my life.

Manchester credit union is incredibly helpful and has helped me to develop my financial skills, buy a house and save for Christmas every year. Reviewed on: 18th May 2022

Excellent choice

Great app easy to use and straightforward. Reviewed on: 18th May 2022

Manchester Credit Union

Excellent way to get a loan without all the hassle of finding somewhere that will give you a loan.I have a family loan that I have been able to get again as I need,I don't miss payments because child benefit pays straight to the union and I don't miss having that money Reviewed on: 18th May 2022

Easy

I’ve been using Manchester credit union to save. The money is deducted direct from my salary so I don’t have worry or budget. It was easy to set up and has been running nearly two years. It’s easy to withdraw money if I need to in an emergency. (Which happened recently when my boiler broke). I find the whole thing easy and transparent. Reviewed on: 18th May 2022

Life savers

Excellent service from mcu family loans Reviewed on: 18th May 2022

Faultless

Easy to access account, interest on your savings and loans at great rates. What's. not to like. Reviewed on: 18th May 2022

Mcu

Amazing always there to help when I need and built up some savings with them too Reviewed on: 18th May 2022

Amazing Service

Hepled free up my finances after getting myself into a little trouble, now everything is managed in 1 monthly payment with cash to spare for myself Reviewed on: 18th May 2022

Affordable & Quick

Great company loans are always quick to get and sort Reviewed on: 18th May 2022

Top Union

A little gem in Manchester, would recommend to anyone Reviewed on: 18th May 2022

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