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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2180 reviews)

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4.92

Based on 2,180 reviews, last reviewed 19th Mar 2026

17% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’ve been with Manchester credit union for many year... I’ve been with Manchester credit union for many years they have helped me in difficult times aswel as helped me learn to save money aswell they keep m... Read more Reviewed on: 19th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2180)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Fast and efficient

Nothing too much trouble very helpful offering good advice. Excellent service Reviewed on: 18th May 2022

Happy bunny

Easy to contact and quick to process Reviewed on: 18th May 2022

Always been fantastic

Everytime I have needed them they have always helped me Reviewed on: 18th May 2022

Excellent service

Excellent service help me so much and great for saving and good for chirsmas saving too excellent definitely recommend Reviewed on: 18th May 2022

Best around easy to apply

Love it my family member told me about loans was quick easy to use. I had 3 all togther no problems at all would definitely recommend them to anyone why pay the earth to go els were when here you don't and its hassle free to apply :) Reviewed on: 18th May 2022

excellent credit union

Much needed help when my washer broke easily affordable when on government benefits and also save as you repay the loan Reviewed on: 18th May 2022

Absolutely fantastic service

Manchester credit Union have helped me save whilst being who I can rely on in case of an emergency Reviewed on: 18th May 2022

Great

As my credit rating is non existant this was great for me as they do not credit check. Reviewed on: 18th May 2022

Excellent all round

My experience with mcu was amazing from start to finish. The staff are lovely and everything was handled quickly and with care. Reviewed on: 18th May 2022

Fabulous union

When I am in need of a loan desperately looking to use money till I get paid credit union has been there the interest is not bad and when I contact them if I have an issue they answer and also help me to save. Reviewed on: 18th May 2022

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