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Manchester Credit Union: Loans reviews

4.84
Based on 3,965 reviews, last reviewed 14th Jul 2026
141% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I think Manchester credit union is a great way to le... I think Manchester credit union is a great way to lend money and not be able to get into much debt either, it’s manageable and I would recommend to fr... Read more Reviewed on: 14th July 2026
Tara G's avatar
Tara G

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3965)

I'm glad I went with credit union

5
I'm glad I went with credit union Reviewed on: 14th July 2025

MCU has been a help to me in term of financial need...

5
MCU has been a help to me in term of financial need and have been up to date with MCU very affordable rate Reviewed on: 14th July 2025

Really helps out when you need it and even with saving!

5
Really helps out when you need it and even with saving! Reviewed on: 14th July 2025

Very happy with service offered staff very polite an...

5
Very happy with service offered staff very polite and helpful Reviewed on: 14th July 2025

Always friendly and helpful.

5
Always friendly and helpful. Great customer service. Always very willing to resolve an issue or a problem. Thanks guys Reviewed on: 14th July 2025

Always excellent when I need it the most and very qu...

5
Always excellent when I need it the most and very quick to put into the bank I would always recommend to my friends. Thank you for saving me a few times Reviewed on: 14th July 2025

Why can’t I use savings to pay loan

3
I had £300 savings but you wouldn’t let me transfer them over off my loan so I was paying interest on a loan of £400+ when in fact if the savings were deducted I would only owe £50 and a lower interest too Reviewed on: 13th July 2025

Live savers when struggling with cost of living

5
I have had my amount for numerous year and I have had lots of loans (child benefit loan) and had no problem with payments as it is very fair to what you have to pay back. Even when I have been struggling they have allowed me to withdraw money from my savings too. Reviewed on: 13th July 2025

This account is very useful for emergencies for when...

5
This account is very useful for emergencies for when we are ever short on money. Reviewed on: 13th July 2025

Great loans and saving company, very straight forwar...

5
Great loans and saving company, very straight forward and easy to use. I rate them a 10/10 Reviewed on: 13th July 2025

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