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Manchester Credit Union: Loans reviews

4.93
Based on 2,177 reviews, last reviewed 17th Mar 2026
30% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely staff and great app ! Lovely staff and great app. Easy to work Reviewed on: 17th March 2026
Laura k's avatar
Laura k

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2177)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Amazing

5
Always help you when needed would not borrow from anywhere else Reviewed on: 18th May 2022

Always helpful and polite .

5
Credit union have helped me out when iv needed a bit of extra help . Reviewed on: 18th May 2022

Absolutely great service

5
I was referred to Manchester Credit Union by family. I have no regrets.My journey has been great so far. Reviewed on: 18th May 2022

Excellent

5
Easy process excellent staff a god send for the little emergencies Reviewed on: 18th May 2022

Excellent

5
Absolutely love credit union cannot fault them at all helped me when no one else would Reviewed on: 18th May 2022

Best loans

5
Great loans and great ways to save highly recommend 10/10for me Reviewed on: 18th May 2022

Always helpful never had problems quick replies been a member few years now

5
Brilliant customer service never had to wait long for my loans Reviewed on: 18th May 2022

The best credit union ive come across!

5
manchester credit union have been fantastic! their family loan has helped me and my family out a lot and it’s a great affordable loan, hassle free and easy to get started , i never have to worry about missing a payment as it goes directly out of my child benefit so completely stress free too! would highly recommend to anyone wanting a hassle free, stress free loan. Reviewed on: 18th May 2022

Good customer service

5
Good customer service…all the time I’m in need they always help me.that’s why I gave you all the stars . Thank you Reviewed on: 18th May 2022

Amazing company

5
Great company. Always happy to help with any queries and always promt would defiantly recommend Reviewed on: 18th May 2022