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Manchester Credit Union: Loans reviews

4.92
Based on 2,182 reviews, last reviewed 20th Mar 2026
12% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and efficient service. Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026
Levi c's avatar
Levi c

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2182)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Well done to you all

5
Excellent customer service whenever I ring. Patient especially when I cannot use online app. Reviewed on: 18th May 2022

Good company

5
Very helpful and low interest rate Reviewed on: 18th May 2022

Very good and easy to deal with

5
Nice and friendly staff who are understanding of their customers' situations and always ready to listen and help. Reviewed on: 18th May 2022

Excellent service

5
Excellent service from the team, explained to process of loan and savings excellently Reviewed on: 18th May 2022

Voting

5
Excellent and very helpful always well mannered Reviewed on: 18th May 2022

Efficient service

5
Efficient service and good rates. Reviewed on: 18th May 2022

These are fantastic

5
If you need any help someone is always there on the fone or email to answer any questions iv never had a issue with MCU fantastic company Reviewed on: 18th May 2022

Absolutely amazing

5
Such a good thing to have absolutely amazing helped my family out in hard times. Staff are amazing and friendly. In the pandemic this has been a god send for us Thank you Reviewed on: 18th May 2022

Reliable, fast

5
Process was so quick and easy to do have recommended to a few people Reviewed on: 18th May 2022

Helpful

5
Super helpful, fast timely responses to any queries Reviewed on: 18th May 2022

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