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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.92
Based on 2,182 reviews, last reviewed 20th Mar 2026
12% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and efficient service. Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026
Levi c's avatar
Levi c

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2182)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021
Michaela Fallows's avatar
Michaela Fallows

Easy and convenient

5
I love how the balance updates straightaway and you can make immediate withdrawals. Other credit unions I’ve been in have not done this. The layout is easy to use and just overall an easy experience! Reviewed on: 18th May 2022
Lauren's avatar
Lauren

Been a member for ma y years

5
Lovely people run this. Been a member for about 24 years Reviewed on: 16th May 2022
Pauline Parkinson's avatar
Pauline Parkinson

Brilliant

5
Very helpful and very quick at getting Ur loans sorted and very polite Reviewed on: 16th May 2022
Emma Clare Gibson's avatar
Emma Clare Gibson

MCU are simply great !

5
I have been with MCU for years and in the past I’ve rang the office they are very helpful polite and respectful ! Nothing is to much trouble for these at customer service. And I’d just like to thank you all for a great service you provide. Thanks sandra kennedy Reviewed on: 16th May 2022
Sandra Mckenzie's avatar
Sandra Mckenzie

Manchester Credit Union 5 stars

5
Manchester Credit Union are amazing. Very helpful. Very quick Reviewed on: 16th May 2022
Hev84's avatar
Hev84

Helping hand

5
I found joining Really easy and helpful..savings,loans etc online or go to the local office no fuss just fast friendly service Reviewed on: 16th May 2022
Paula 's avatar
Paula

Quick and efficient

4
The process was fairly quick and was sorted within a week. I've gone through 2 loans with them so far and even has the option to temporarily halt my payments for a couple months during the pandemic after I was made redundant. Reviewed on: 6th September 2021
Vashanta's avatar
Vashanta

Stress free

5
I have been a member for a couple of years now, easy to manage your payments and account through the app, had a couple of issues when the system changed over for renewing a loan but they emailed me and then called me to help me out. Recommended to all my friends who have been struggling. Reviewed on: 5th September 2021
Natasha's avatar
Natasha

Amazing

5
I applied for the family loan, really quick and easy! Would recommend to anyone! Reviewed on: 31st August 2021
sammy_green235@hotmail.co.uk's avatar
[email protected]

Amazing

5
Makes you feel welcome they understand and help with everything Reviewed on: 27th August 2021
Gemma Biszby's avatar
Gemma Biszby

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