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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2177 reviews)

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4.93

Based on 2,177 reviews, last reviewed 17th Mar 2026

20% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely staff and great app ! Lovely staff and great app. Easy to work Reviewed on: 17th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2177)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Loans and savings

The best loan company. Not only do they help you and their low interest is the best on the market they also help you save. Whilst paying a loan I have also saved money at the same time! They don’t put you under stress like all other Loan companies. They are understanding and I wouldn’t go anywhere else if I need a helping hand Reviewed on: 16th June 2021

Happy customer

Fast easy service I'm very happy using mcu ☺ Reviewed on: 16th June 2021

Friendly service

Very helpful explaining everything and they make the process quick and easy Reviewed on: 15th June 2021

Easy and affordable loan

Was a really easy process as well as being affordable the customer service is perfect and helpful. Reviewed on: 15th June 2021

Fantastic company

Very helpful, they approved my loan within a few hours and got it paid into my account the next payment time that day Reviewed on: 14th June 2021

Amazing

A great company. Very informative and friendly staff. Quick responses and extremely efficient Reviewed on: 14th June 2021

Fast, friendly and great experience

I was able to apply quickly, a decision was made quickly and the staff were really friendly when I needed some help. I will definitely use Manchester CU again. Reviewed on: 14th June 2021

Amazing, understanding about people in difficult situations

Amazing, been with them a few years now and there always amazing at helping people in need when needed Reviewed on: 13th June 2021

MCU get my vote

MCU have helped me countless of times when I’ve needed a loan.. Thank you to those that have helped me. Reviewed on: 12th June 2021

Life changers x

I am soo happy that I was told about mcu they are brilliant and have got me out of a horrible vicious circle of debt and worry! I would recommend to anyone they are very professional and polite on the phone and my loan was in my bank and my debts where paid off soo quickly I can’t thank them enough :) now I have one low monthly payment and a lot less stressed about money! Thank you xxx Reviewed on: 11th June 2021

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