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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2182 reviews)

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4.92

Based on 2,182 reviews, last reviewed 20th Mar 2026

12% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent and efficient service. Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2182)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Amazing

A great company. Very informative and friendly staff. Quick responses and extremely efficient Reviewed on: 14th June 2021

Fast, friendly and great experience

I was able to apply quickly, a decision was made quickly and the staff were really friendly when I needed some help. I will definitely use Manchester CU again. Reviewed on: 14th June 2021

Amazing, understanding about people in difficult situations

Amazing, been with them a few years now and there always amazing at helping people in need when needed Reviewed on: 13th June 2021

MCU get my vote

MCU have helped me countless of times when I’ve needed a loan.. Thank you to those that have helped me. Reviewed on: 12th June 2021

Life changers x

I am soo happy that I was told about mcu they are brilliant and have got me out of a horrible vicious circle of debt and worry! I would recommend to anyone they are very professional and polite on the phone and my loan was in my bank and my debts where paid off soo quickly I can’t thank them enough :) now I have one low monthly payment and a lot less stressed about money! Thank you xxx Reviewed on: 11th June 2021

Amazing staff

Nothing but praise for this credit union Reviewed on: 11th June 2021

Quick and reliable

Found this service is personal and quick Reviewed on: 11th June 2021

great service

manchester Credit union , staff are always helpfull , low cost loans Reviewed on: 10th June 2021

always helpful

Quick at replying and always helpful when communicating Reviewed on: 9th June 2021

Brilliant!

Fantastic service! Told all my friends about credit union and the fact that you save at the same time is brilliant. Thankyou credit union! Reviewed on: 9th June 2021

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