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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2162 reviews)

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4.93

Based on 2,162 reviews, last reviewed 2nd Mar 2026

94% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely stafff help you 100% amazing Lovely stafff help you 100% amazing Reviewed on: 2nd March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2162)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

The best loans

I have never had any issues, this is always helpful and my life saver Reviewed on: 9th July 2025

Never had any issues with getting what I ask for, th...

Never had any issues with getting what I ask for, they are always quick to respond to my enquiries. Really good value and helps massively Reviewed on: 9th July 2025

I have been with MCU for many years now and the safe...

I have been with MCU for many years now and the safety blanket available to top up existing loans when they are below a certain amount is really comforting and helpful. Reviewed on: 9th July 2025

credit union is a member of my family

I really feel like credit union is a member of my family they have help me out so many times over the past 15 years there good people live them all Reviewed on: 9th July 2025

Family loan

I applied for a £500 family loan a couple of years ago, the process was quick and repayments were made from my child benefit payments. Reviewed on: 9th July 2025

Fantastic and lovely.

Fantastic and lovely. All the staff are always happy to hear, help and support you mission. Reviewed on: 9th July 2025

Manchester Credit Union is simple and easy to use, I...

Manchester Credit Union is simple and easy to use, I have been using this product for years now. Quick and simple to use. Reviewed on: 9th July 2025

friendly and helpful team!

Excellent customer service, whenever ive had a question or an issue it hasn't been resolved and answered timely and positively. All staff are friendly and always keen to help. Reviewed on: 9th July 2025

Never had any issues, staff are always very helpful too

Never had any issues, staff are always very helpful too Reviewed on: 8th July 2025

Great staff!

Staff have always been really friendly and helpful. The online app is very convenient to use Reviewed on: 8th July 2025

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