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Manchester Credit Union: Loans reviews

4.93
Based on 3,224 reviews, last reviewed 13th May 2026
1615% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been with mcu for over 8 years and I've never h... I've been with mcu for over 8 years and I've never had a problem with communication and payments are processed so quickly. Reviewed on: 13th May 2026
Sarah C's avatar
Sarah C

Latest lowest rating:

2

No response within 5 working days No response within 5 working days Reviewed on: 11th May 2026
Orangzaib A's avatar
Orangzaib A

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3224)

Great for saving money and very easy to deal with

5
Great for saving money and very easy to deal with Reviewed on: 1st May 2026

Easy process

5
Quick easy process and the saving while paying back is great Reviewed on: 1st May 2026

Good very helpful .

5
Good very helpful ...quick and efficient Reviewed on: 1st May 2026

When life isn't the kindest credit union are.

5
They help you save ,get out of debt, provide you with a way out when your in a dark hole,offer advice, provide a option for a top up on your loan. when life isn't the kindest credit union are! Reviewed on: 1st May 2026

Excellent experience and I'm looking forward to doin...

5
Excellent experience and I'm looking forward to doing more business with mcu Reviewed on: 1st May 2026

They really come through when you need the help.

5
They really come through when you need the help. Taking a loan was very easy and payments arrangements made simple with paying back through child benefit. It was a walk in the park. Honestly I would recommend 10/10 Reviewed on: 1st May 2026

The best!

5
I've never had a problem with Manchester credit union, they're amazing Reviewed on: 1st May 2026

Loan application

5
I have been using this Manchester credit union for many years, and every time I apply for a loan, I am never disappointed. Their process is always on point—efficient and straightforward. Before you know it, your loan is approved and the money is in your account within a few hours Reviewed on: 1st May 2026

Brilliant company

5
I have a loan paid via child benefit. Brilliant company, wish they would offer higher loans paid back via child benefit Reviewed on: 1st May 2026

Utterly amazing and quickly to resolve any matters a...

5
Utterly amazing and quickly to resolve any matters and payments made quickly Reviewed on: 1st May 2026

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