Smart Money People Logo

Manchester Credit Union: Loans reviews

4.94
Based on 2,065 reviews, last reviewed 16th Sep 2025
32% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy and quick application and decision, added... Very easy and quick application and decision, added bonus no worrying about making payments on time as automatically sent to them and savings scheme a... Read more Reviewed on: 16th September 2025
Kezza's avatar
Kezza

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Manchester Credit Union Loans reviews (2065)

I love the fact that it’s direct and easy to use,it’...

5
I love the fact that it’s direct and easy to use,it’s more than helpful for saving as well as loans. Reviewed on: 3rd July 2025

Really helped me over the years specially with the k...

5
Really helped me over the years specially with the kids Reviewed on: 3rd July 2025

Found this service to be a great help and...

5
Found this service to be a great help and easy to do Reviewed on: 3rd July 2025

They've been so understanding with me and my situation

5
They've been so understanding with me and my situation Reviewed on: 3rd July 2025

Positive service

5
Great help when needed, respond to queries quickly and efficiently. Reviewed on: 3rd July 2025

Brilliant service always there when you need a littl...

5
Brilliant service always there when you need a little help Reviewed on: 3rd July 2025

Its great that you get the loan same day as u apply...

5
Its great that you get the loan same day as u apply for it and also stuff are really good there to help when needed Reviewed on: 3rd July 2025

Excellent service by excellent staff

5
Always lovely and understand staff. Very speedy but thorough service. Processess are simple and easy to complete, but if you don't understand something, customer service are great and always available to help explain anything you can't complete by yourself. I've been using Manchester Credit Union for over 10 years and i can't fault them! Reviewed on: 3rd July 2025

No negative experiences

5
Had multiple loans over the years and never had a negative experience. Will continue to use my account for savings and loans. Reviewed on: 3rd July 2025

Great service.

5
Great service. Great way of saving. Thank Reviewed on: 3rd July 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products