Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

View other Manchester Credit Union products

4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Credit union helped me to consolidate all my lending...

Credit union helped me to consolidate all my lending into one payment. It was the most affordable option and I'm not paying extortionate interest. Reviewed on: 7th July 2025

Good, I enjoyed the service easy to use and got appr...

Good, I enjoyed the service easy to use and got approved very quickly no hassle. Would recommend to friends. I have not had any issues thus far and if I do I know I can contact them directly for anything I could potentially need. Reviewed on: 7th July 2025

Easy to set up , app easy to navigate been with Manc...

Easy to set up , app easy to navigate been with Manchester credit union for about 10 years now. Reviewed on: 7th July 2025

AMAZING!

AMAZING! Recommended best to get a loan out when needed and can also withdraw when it hits 150 Reviewed on: 7th July 2025

Easy to apply and fast response.

Easy to apply and fast response. Quick to contact and easy to follow instructions Reviewed on: 7th July 2025

When I needed a loan for an urgent family matter and...

When I needed a loan for an urgent family matter and I applied. It was initially declined but when I went in with all my required documents, the customer service was able to assist with it. It was later approved and have since paid it off. Reviewed on: 7th July 2025

Fast and easy application and very helpful

Fast and easy application and very helpful Reviewed on: 7th July 2025

am so happy that Manchester credit union loans suppo...

am so happy that Manchester credit union loans support me in my tough time Thank you Manchester credit credit union. Reviewed on: 7th July 2025

Everything goes smoothly with no issues and a great...

Everything goes smoothly with no issues and a great way to save some money Reviewed on: 7th July 2025

Wish they would let you top up your loan before £150...

Wish they would let you top up your loan before £150 as I need it Reviewed on: 7th July 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Citrus Loans 2.33 from 3 reviews
Short-term loan
from Wonga 2.54 from 83 reviews
Payday Loan
from Fast Loan UK 0.00 from 0 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub