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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2067 reviews)

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4.94

Based on 2,067 reviews, last reviewed 25th Sep 2025

55% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Absolutely brilliant and very friendly staff Absolutely brilliant and very friendly staff Reviewed on: 25th September 2025

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2067)

Always fast and friendly.

Always fast and friendly. The systems are easy to use and the costumer advisers are always friendly and helpful. Highly recommended. Reviewed on: 30th June 2025

I have been with Manchester Credit Union for a while...

I have been with Manchester Credit Union for a while initially using the family loan service but have also used them to save. Fantastic company. Even when I had problems logging in they sorted it straight away! Extremely responsive and helpful I can no fault them. Reviewed on: 30th June 2025

A Happy Customer for 10 Years!!

I have been a member of Manchester Credit Union for approximately 10 years and during that time, I have used their services on a number of occasions. I like the way they look at their customers as people and their actual circumstances when considering loan applications. I have never been refused a loan, and I personally think it is due to this. I like how a small amount of your monthly repayment is put into your savings, which builds up without you even realising. I would highly recommend Manchester Credit Union to anyone!! Reviewed on: 30th June 2025

Excellent service and fast transfers

Excellent service and fast transfers Reviewed on: 30th June 2025

Manchester credit union

Really good experience with Manchester credit union Reviewed on: 30th June 2025

Struggle to get through on the phone but I love how...

Struggle to get through on the phone but I love how it automatically renews the family loan when it reaches a set balanace it’s just annoying having to wait Reviewed on: 30th June 2025

Outstanding Service

I’ve been a member of this credit union for years and I couldn’t be happier with the level of service I’ve received. Every interaction—whether in person, over the phone, or online—has been handled with professionalism, courtesy, and genuine care. I’ve also been impressed with their mobile app, Highly recommend this credit union to anyone looking for reliable, friendly, and efficient financial services! Reviewed on: 30th June 2025

Thank-you credit union

I love credit union they’re the only loans company I’ve ever felt is manageable. They never give me more than I can borrow and taking the money directly from my child benefit and saving some aside makes sure I give my children a great Christmas every year. I was unfortunately a victim of fraud and someone diverted my child benefit to them for two months, credit union were very helpful and kind. I suffer with anxiety and ADHD the lady at the credit union helped me prepare/ practice what to say to HMRC when reporting it as I struggle making phone calls like that. I will use the credit union for the rest of my life I’m so grateful to them and i recommend them to everyone I know. Reviewed on: 30th June 2025

lways had excellent service from your company at Ci...

Always had excellent service from your company at Civic centre Wythenshawe staff very friendly and helpful Reviewed on: 30th June 2025

Mcr credit union was a sudden light in dark when I w...

Mcr credit union was a sudden light in dark when I was in a desperate situation with my debt. The service has been informative and quick and the interest is much lower than private lending companies. I if I could give 6* I would. Reviewed on: 30th June 2025

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