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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Very good service and understanding people.

Very good service and understanding people. Reviewed on: 4th July 2025

Easy and fast loans and withdrawal

Easy and fast loans and withdrawal Reviewed on: 4th July 2025

I applied for a loan and got declined when I'm on ma...

I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

My experience with Manchester credit union had been...

My experience with Manchester credit union had been very excellent and hopeful, I didn’t know I would get a loan with Manchester union until my friend recommended and I was very happy with the outcome Reviewed on: 4th July 2025

Smart and effective service providers

Smart and effective service providers Reviewed on: 4th July 2025

I never have any bad experience about payment back m...

I never have any bad experience about payment back my loan. Reviewed on: 4th July 2025

Excellent service

Absolutely brilliant service, so easy to apply for a loan, this is my second one and extremely pleased with the interest rate. The best thing is i have a savings account with credit union and the loan payment comes out of my wages, so no worries about it not being paid Reviewed on: 4th July 2025

Very helpful and friendly staff.

Very helpful and friendly staff. Always there to help in any way possible. Excellent customer service Reviewed on: 4th July 2025

Friendly customer service, easy and straightforward...

Friendly customer service, easy and straightforward application process . Thank you all Reviewed on: 4th July 2025

Be nice have a bigger loan amount

Be nice have a bigger loan amount Reviewed on: 3rd July 2025

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