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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
58% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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0%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Great service.

5
Great service. Very fast service Reviewed on: 3rd July 2025

Good just a phone call away you get information needed

4
Good just a phone call away you get information needed Reviewed on: 3rd July 2025

Manchester credit union

5
I have used MCU for years now. Always fast with customer service and always willing to help. Reviewed on: 3rd July 2025

So easy to use and very responsive

5
So easy to use and very responsive Reviewed on: 3rd July 2025

Its help me a lot with my financial and help my chil...

5
Its help me a lot with my financial and help my children in the time we dont have anything Reviewed on: 3rd July 2025

So helpful whenever u don’t understand something on...

5
So helpful whenever u don’t understand something on the website or app o can just ring or pop into the local branch and there always happy to help Reviewed on: 3rd July 2025

Always on hand to help and always been friendly and...

5
Always on hand to help and always been friendly and the service had helped me and my family. Reviewed on: 3rd July 2025

I have a wonderful experience so far with the repay...

5
I have a wonderful experience so far with the repayment and right from the day the loan was disbursed. Reviewed on: 3rd July 2025

Helped pay for furniture

4
Credit union have helped me to be able to afford new furniture for my home. Reviewed on: 3rd July 2025

Manchester credit union loans helped me out in a eme...

5
Manchester credit union loans helped me out in a emergency, they are very easy to apply for and very helpful, I still use the family loan which helps me save money also . Reviewed on: 3rd July 2025

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