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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
58% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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4%
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1%
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0%
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0%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Very easy to navigate, when you message they respond...

5
Very easy to navigate, when you message they respond very quickly! helped me in way i will be forever greatful for Reviewed on: 30th June 2025

I have had credit union for a few years now I’d be s...

5
I have had credit union for a few years now I’d be so lost without it it helps me massively especially around Christmas time the staff are so helpful and the moneys received really quickly I’m so grateful thanks thanks I recommend to everybody I know cos you just never know when you’ll need it Reviewed on: 30th June 2025

Manchester credit union has been a great hand in ter...

5
Manchester credit union has been a great hand in terms of struggling and saving knowing you have something to fall back on is a great feeling Reviewed on: 30th June 2025

Excellent

5
Staff are always quickly on hand with any problems. Actually getting a loan or top up loan has always been a smooth and quick process. Reviewed on: 30th June 2025

Good from the start been on credit union for 3 years...

5
Good from the start been on credit union for 3 years now never had any problems and if I did staff at the hub would always guide me and help me to get to where I needed. It’s a good concept because it also helps me to save which I’ve never done before Reviewed on: 30th June 2025

Great experience to date, the customer advisors are...

5
Great experience to date, the customer advisors are helpful and clear. Reviewed on: 30th June 2025

Life saver

5
Brilliant it's help me out many times Reviewed on: 30th June 2025

Great company, very friendly

5
Great company, always get back to me quickly. Friendly staff Reviewed on: 30th June 2025

excellenct

5
A nice easy process all the time, staff always friendly & accomadating . Reviewed on: 30th June 2025

I’ve had a great experience with Manchester credit u...

5
I’ve had a great experience with Manchester credit union, always helpful when I am in need of some advice Reviewed on: 30th June 2025

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