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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Fast an easy process staff very helpful with activat...

Fast an easy process staff very helpful with activation thanks Reviewed on: 30th June 2025

Such an easy process from start to finish and they r...

Such an easy process from start to finish and they really help you when you need it. I also love the fact you are also saving at the same time as there is a savers pot they put some money into when paying them back. Would absolutely recommend to anyone needing an easy and fast process loan and looking to save up at the same time and the customer service is also amazing and fast response if you have any questions or help with anything Reviewed on: 30th June 2025

Very very good for people on benefits and very appre...

Very very good for people on benefits and very appreciate this i like it Reviewed on: 30th June 2025

They are there whenever you need them at an affordab...

They are there whenever you need them at an affordable price Reviewed on: 30th June 2025

Always really helpful and easy to apply

Always really helpful and easy to apply Reviewed on: 30th June 2025

MCU are a life line for me and my family.

MCU are a life line for me and my family. Their loans have helped me manage and keep afloat. Reviewed on: 30th June 2025

Great way to borrow and save money, fast efficient s...

Great way to borrow and save money, fast efficient service. Reviewed on: 30th June 2025

Helped me out so much.

Helped me out so much..never been turned down. understanding staff .always there to help and listen ..recommended to all that need help when things get hard .they even advise on different ways to pay .so if you need a few scenarios they can help well done thankyou. Reviewed on: 30th June 2025

great customer service , always somebody to help wit...

great customer service , always somebody to help with my enquiry Reviewed on: 30th June 2025

they go above and beyond to help when im struggling...

they go above and beyond to help when im struggling Reviewed on: 30th June 2025

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