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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Very easy to use also excellent service everytime

Very easy to use also excellent service everytime Reviewed on: 23rd June 2025

Overall great

Customer service could be improved but everything else is perfect Reviewed on: 23rd June 2025

Was surprised how easy it was and then how quickly i...

Was surprised how easy it was and then how quickly it was all approved Reviewed on: 23rd June 2025

I’ve always been approved for a loan, and the repaym...

I’ve always been approved for a loan, and the repayment amount has always been affordable. Intrest is low, which makes it more affordable to get a loan! The customer service is amazing, when you ring up you, there is no stress and you receive answers within minutes! I highly recommend to use MCU for loans and savings accounts. Reviewed on: 23rd June 2025

Always been helped when I’ve called in to branch or...

Always been helped when I’ve called in to branch or called up on the phone very helpful staff much appreciated. Reviewed on: 23rd June 2025

Credit union are very friendly and helpful, answer a...

Credit union are very friendly and helpful, answer all questions asked, very professional, would definitely recommend them. Reviewed on: 23rd June 2025

Experience with MCU.

A very professional, friendly, trustworthy and reliable company. MCU have been a big part of my financial stability in both savings and loans for nearly a decade. Reviewed on: 23rd June 2025

Very easy process and done very fast too

Very easy process and done very fast too Reviewed on: 23rd June 2025

Always their when I need it .

Always their when I need it . Helps me save when I find it hard to Reviewed on: 23rd June 2025

Excellent customer service! Life saver of a company

Always there on the phone to help if I have any problems. There loans have helped us as a family on numerous occasions Reviewed on: 23rd June 2025

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