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Manchester Credit Union: Loans reviews

4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
45% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Manchester credit union have been amazing, supportiv...

5
Manchester credit union have been amazing, supportive and understanding. Very friendly and helpful. Never had any issues with them Reviewed on: 22nd June 2025

Good communication

5
I’ve always had good communication with Manchester credit union the staff are lovely and they process your application quickly. It’s sometimes difficult to get through via phone but other than that. No problems Reviewed on: 22nd June 2025

Rates went higher; hard to get to a top up if you ar...

3
Rates went higher; hard to get to a top up if you are on visa Reviewed on: 22nd June 2025

Very helpful easy to work

5
Very helpful easy to work. I started with CU 8 years ago I enjoy that I can save without even knowing Reviewed on: 22nd June 2025

The credit union is amazing it has helped me out loa...

5
The credit union is amazing it has helped me out loads even during tough times. It’s a great way the program works which doesn’t leave you to drown in debts I couldn’t recommend it enough Reviewed on: 22nd June 2025

Best rates of APR.

4
Credit union has helped me in times when I've been stuck financially. For that I'm very grateful. The money had helped me to get new furniture for my home and put towards a well needed family holiday. Reviewed on: 22nd June 2025

Way to manage and save.

5
Way to manage and save. Staff are Friendly and helpfu. Reviewed on: 22nd June 2025

Fantastic

5
I've been with manchester credit union for 6 /7 years I've never had a problem with them Reviewed on: 22nd June 2025

Easy, quick and safe.

5
Easy, quick and safe. I always recommend it to friends and families with struggle. Reviewed on: 22nd June 2025

I have been with them for few years now and...

5
I have been with them for few years now and does help Reviewed on: 22nd June 2025

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