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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
58% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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0%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2165)

Very good services.

5
Very good services. Easy way to save money. Have been a member for 10 years now. Always there to help if I need it. Reviewed on: 19th June 2025

Excellent experience with Manchester union

5
Excellent experience with Manchester union Reviewed on: 19th June 2025

I’ve been with MCU a while now and whenever I’ve bee...

5
I’ve been with MCU a while now and whenever I’ve been stuck/needed questions answering I’ve always received excellent customer service. Reviewed on: 19th June 2025

Always have excellent service from branch at Civi...

5
Always have excellent service from branch at Civic centre Wythenshawe Reviewed on: 19th June 2025

Good for saving and affordable loans

5
Good for saving and affordable loans Reviewed on: 19th June 2025

Fantastic

5
Brilliant can't fault this it has helped me out Reviewed on: 19th June 2025

Loan processed quickly and seamlessly.

5
Loan processed quickly and seamlessly. Reviewed on: 19th June 2025

Very good experience.

5
Very good experience. No issues. Would recommend Reviewed on: 19th June 2025

Good and great to have, however I feel that the fami...

5
Good and great to have, however I feel that the family loan available could be caped at a little less to be able to top it up. Reviewed on: 19th June 2025

Manchester credit union have always been very effici...

5
Manchester credit union have always been very efficient and easy to use, never had any complaints or complications using you Reviewed on: 19th June 2025

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