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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2124 reviews)

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4.94

Based on 2,124 reviews, last reviewed 30th Dec 2025

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2124)

Brilliant.

Brilliant. I’m a single mum used this for a deposit for house and money for a car.. Reviewed on: 17th June 2025

Very good very nice

Really good really easy to use always get through to somebody and messages straight back Reviewed on: 17th June 2025

Credit Union helped me consolidate my debts and made...

Credit Union helped me consolidate my debts and made my financial future better Reviewed on: 17th June 2025

Got the loan each time I’ve paid it off with no prob...

Got the loan each time I’ve paid it off with no problem. It’s such a good think to do if you get paid child benefit each week as your child benefit can pay the loan off and put money aside into the savings pot so you still get half child benefit and half pays back the loan and a pound a week in the savings Reviewed on: 17th June 2025

Always friendly and helpful staff that deal with app...

Always friendly and helpful staff that deal with applications quickly and efficiently. Never had any issues , always recommend to friends and family regarding loans and savings Reviewed on: 17th June 2025

Loan review

Excellent customer service. Great rate with loans. However, have had to raise a dispute due to a consolidation loan being rejected although repayments with the alternative were company were higher and being managed. Reviewed on: 17th June 2025

I took out a family loan a while ago and it’s super...

I took out a family loan a while ago and it’s super easy for me to borrow again when some is paid off I can borrow again up to the £500 limit Reviewed on: 17th June 2025

Once approved, loans can be in your account on the s...

Once approved, loans can be in your account on the same day. Reviewed on: 17th June 2025

I have never had problems getting a loan and the int...

I have never had problems getting a loan and the interest are low. Reviewed on: 17th June 2025

Unclear information about a loan application

It's not very clear on whether the loan as been approved or not. I have received email notifications asking for further information but unable to provide the details as it won't allow the recipient of the message to receive sensitive information. I then receive an email that my loan has been approved and will receive the funds. The information provided is contradictory and I am unsure what is going on. Reviewed on: 17th June 2025

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