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Manchester Credit Union: Loans reviews

4.84
Based on 3,903 reviews, last reviewed 7th Jul 2026
2975% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My experience has been good but I have had bad exper... My experience has been good but I have had bad experiences when I wanted to get a loan, several times I have been denied Reviewed on: 7th July 2026
Edmund G's avatar
Edmund G

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3909)

Easy and reliable, especially helpful with the price...

5
Easy and reliable, especially helpful with the price of everything going up Reviewed on: 10th May 2026

Very good.

5
Very good.service. staff very knowledgeable and polite. That's why I've stayed with MCU all these years. reliable. Better than the main stream banks. Many thanks. Happy customer. Reviewed on: 10th May 2026

The best So helpful trust worthy

5
So helpful and trustworthy I can withdraw my savings in a click of a button and it’s always in straight away Reviewed on: 10th May 2026

Postive Review

5
I’ve had a positive experience with my credit union overall, especially when it comes to ease of use and transaction processing times. Their online banking platform is simple to navigate, and the mobile app makes it easy to check balances, transfer money, and deposit checks without any hassle. Customer service has also been responsive and helpful whenever I’ve had questions. One of the standout features has been the speed of transaction processing. Direct deposits are usually available quickly, often earlier than expected, and transfers between accounts process in a timely manner. Debit card transactions update almost immediately, which helps with keeping track of spending. Compared to larger banks I’ve used in the past, the experience feels more personal and efficient. Overall, the credit union provides a reliable and user-friendly banking experience with fast transaction processing and strong customer support. Reviewed on: 10th May 2026

I particularly value is the sense of trust and comm...

5
I particularly value is the sense of trust and community focus they provide compared to larger banks. Their services feel more personal, and I’ve found them reliable for managing savings and financial support when needed. Communication has been good, and any issues or enquiries I’ve had were handled efficiently. Reviewed on: 10th May 2026

Credit union is a reliable loan company

5
Credit union is a reliable loan company Reviewed on: 10th May 2026

I’m still waiting to get my loan

5
I’m still waiting to get my loan Reviewed on: 9th May 2026

easy access to online account and has a handy saving...

5
easy access to online account and has a handy saving tool Reviewed on: 9th May 2026

Very easy love how easy you can withdraw the money

5
Very easy love how easy you can withdraw the money Reviewed on: 9th May 2026

Very helpful from the start ,easy application

5
Very helpful from the start ,easy application Reviewed on: 9th May 2026

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