Smart Money People Logo
Go to business site
Share this page
Link copied

Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.94
Based on 2,125 reviews, last reviewed 6th Jan 2026
38% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy responds quickly. Quick and easy responds quickly. Reviewed on: 6th January 2026
Natalie s's avatar
Natalie s

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie
Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Manchester Credit Union Loans reviews (2125)

Save and borrow at the same time

5
I have managed to save and borrow at the same time. It’s really helped me to manage my money better. Reviewed on: 17th June 2025
Kyky's avatar
Kyky

Quick application and easy to complete all online

5
Quick application and easy to complete all online Reviewed on: 17th June 2025
Rebecca f's avatar
Rebecca f

Good service good customer care understanding

5
Good service good customer care understanding Reviewed on: 17th June 2025
Kayon w's avatar
Kayon w

The revolving loan is great!

5
The revolving loan has helped me out when money has been tight. It’s quick and easy to use through the app which is great for a busy working parent. I don’t even feel the repayments and unlike other loans I have had, this one doesn’t result in spiralling debt. Thanks Manchester Credit Union! Reviewed on: 17th June 2025
Tracey O's avatar
Tracey O

Super easy to use to apply.

5
Super easy to use to apply. Friendly staff if do call. Always worked well and received money very fast . I also love the family loan as if you pay off a certain amount you’re able to get help again before the full loan is paid and this is such a very helpful thing for families who are struggling. Amazing highly recommend! Reviewed on: 17th June 2025
Lacey h's avatar
Lacey h

Fantastic service.

5
Fantastic service. Really helpful and affordable Reviewed on: 17th June 2025
Janine f's avatar
Janine f

Great for families struggling to save money

5
Love that it helps you save up and that you can top up brilliant for families struggling to save money for birthdays and Christmas Reviewed on: 17th June 2025
Paige C's avatar
Paige C

Credit union it’s... fantastic

5
Credit union helps out week to week and I think it’s fantastic way to help out the people who struggle sometime with money! From different kind of loans depending on your needs and money to the saving account there is such a vast range on many ways they can help Reviewed on: 17th June 2025
BethL's avatar
BethL

Never had any problems, very attentive customer serv...

5
Never had any problems, very attentive customer service, great rates for loans and handy for saving, especially Christmas saver. Reviewed on: 17th June 2025
Rachel b's avatar
Rachel b

I have used credit union for many years and it has a...

4
I have used credit union for many years and it has always been easy to follow and never had too many questions or proof to give. Would use again Reviewed on: 17th June 2025
Kira d's avatar
Kira d

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill