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Manchester Credit Union: Loans reviews

4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
33% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

I have never had problems getting a loan and the int...

5
I have never had problems getting a loan and the interest are low. Reviewed on: 17th June 2025

Unclear information about a loan application

4
It's not very clear on whether the loan as been approved or not. I have received email notifications asking for further information but unable to provide the details as it won't allow the recipient of the message to receive sensitive information. I then receive an email that my loan has been approved and will receive the funds. The information provided is contradictory and I am unsure what is going on. Reviewed on: 17th June 2025

Very easy to use very quick response

5
Very easy to use very quick response Reviewed on: 17th June 2025

Met Caroline at Wythenshawe and she was very underst...

5
Met Caroline at Wythenshawe and she was very understanding and helpful. Caroline made the application process straightforward. I received my money a few days after. Also I have now got used to using the app plus online. Reviewed on: 17th June 2025

Excellent work

5
Always respond to my messages same day always help if needed Reviewed on: 17th June 2025

They have helped me through some tough times

5
They have helped me through some tough times Reviewed on: 17th June 2025

Ever great being a member of the Most dependable cre...

5
Ever great being a member of the Most dependable credit union, one I can trust to provide support in times of need. I raise a glass to celebrate Manchester credit union because you never fail to serve and live up to expectations of your teeming members. BRAVO Reviewed on: 17th June 2025

Really helpful to put money into a saving for you to...

5
Really helpful to put money into a saving for you to save without being able to touch it which is good! Reviewed on: 17th June 2025

Definitely helps out

5
It’s good, and has definitely helped me out Reviewed on: 17th June 2025

Always friendly and professional team who help you b...

5
Always friendly and professional team who help you been with cu for over 17 years and Iv never had a problem Thank you! Reviewed on: 17th June 2025

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