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Manchester Credit Union: Loans reviews

4.94
Based on 2,124 reviews, last reviewed 30th Dec 2025
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025
Francesca w's avatar
Francesca w

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2124)

Never had a bad experience with Manchester credit un...

5
Never had a bad experience with Manchester credit union Reviewed on: 15th June 2025

Always a brilliant service easy to use and even bett...

5
Always a brilliant service easy to use and even better since the less waiting time Reviewed on: 15th June 2025

Helpful and informative

5
There always helpful when you ring and if you don’t understand something they explain it and don’t make you feel stupid…. Reviewed on: 15th June 2025

It really helped me when I was struggling so thank...

5
It really helped me when I was struggling so thank you Reviewed on: 15th June 2025

I joined 9 years ago when pregnant with my second ch...

5
I joined 9 years ago when pregnant with my second child to get a family loan to help with some essentials. I’ve been saving ever since and using the loan service they provide with excellent rates and customer service. Reviewed on: 15th June 2025

Very helpful and straightforward

5
Very helpful and straightforward Reviewed on: 15th June 2025

Find it quick and easy to contact someone if I need...

4
Find it quick and easy to contact someone if I need help Reviewed on: 15th June 2025

Great loan options.

5
Great loan options. Family loan especially as repayments are automatically paid from benefits which is good if you don’t manage your bills very well. Fab always Reviewed on: 15th June 2025

Top up loan a big help

5
I can always take out a top up loan after paying £150 of my £500 family loan and this has helped me a lot during situations when I was desperate for some money. thank you Manchester Credit Union. Reviewed on: 15th June 2025

I think Manchester credit union is the best I’ve all...

5
I think Manchester credit union is the best I’ve all ways got help off the app and the phone Reviewed on: 15th June 2025

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