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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
58% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2165)

excellant service always on hand to hrlp good value...

5
excellant service always on hand to hrlp good value for money Reviewed on: 16th June 2025

Never have I ever had a problem or an issue with the...

5
Never have I ever had a problem or an issue with them moneys gone in on time always does they respond back as quick as they can if you need any help I've been with them for nearly 2years and would 100% recommend there fantastic Reviewed on: 16th June 2025

Easy to use app and renewing loan is easy and...

5
Easy to use app and renewing loan is easy and efficient Reviewed on: 16th June 2025

Great Experiance Had Mcu For Years Never Had A Probl...

5
Great Experiance Had Mcu For Years Never Had A Problem And If I Have I Have Phoned Up And They Have Helped Me Straight Away Great Staff Very Helpful And Lovely To Talk To Reviewed on: 16th June 2025

never had any issues an the customer service as been...

5
never had any issues an the customer service as been great Reviewed on: 16th June 2025

I use the family revolving credit I find it really u...

5
I use the family revolving credit I find it really useful and makes it a lot easier to simply pay back from my child benefit Reviewed on: 16th June 2025

Brilliant service and site no issues what's so ever

5
Brilliant service and site no issues what so ever Reviewed on: 16th June 2025

Every time I’ve messaged I’ve been answered straight...

5
Every time I’ve messaged I’ve been answered straight away very kind not rude customer service and helpful for saving money as I’m really bad for it Reviewed on: 16th June 2025

Help when it was so needed

4
I came to Manchester’s credit union needing financial help to make ends meet for me and my children and I’ve never looked back I always have a little to fall back on knowing I’m part of MCU Reviewed on: 16th June 2025

Professional, reliable and efficient

5
Professional, reliable and efficient Reviewed on: 16th June 2025

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