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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
58% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Brilliant always perfect, payments always on time an...

5
Brilliant always perfect, payments always on time and when needed loan applied for Reviewed on: 16th June 2025

Fantastic always happy to help me

5
Fantastic always happy to help understand any issues of information needed Reviewed on: 16th June 2025

Customer service is prompt, app is easy to understand,

5
Customer service is prompt, app is easy to understand, Reviewed on: 16th June 2025

Very helpful whenever I have had an issue and always...

5
Very helpful whenever I have had an issue and always has been dealt with on the same day Reviewed on: 16th June 2025

Excellent and friendly staff very helpful

5
Excellent and friendly staff very helpful Reviewed on: 16th June 2025

Very good never have any problems gettin my loan bac...

5
Very good never have any problems gettin my loan back or have any issues wot so ever Reviewed on: 16th June 2025

Trusted, Friendly, and Always There When You Need Them

5
I’ve been a proud member of Manchester Credit Union for just over 8 years now, and I can honestly say they’ve been absolutely faultless from day one. From the ease of applying for a loan to the consistently friendly and helpful customer service, everything about them is professional, efficient, and stress-free. Even when I’ve had just a simple question, their team has always been quick to respond with kindness and clarity. A special mention also has to go to the Busy Bee Lottery, I was lucky enough to win at a time when I really needed a boost, and it couldn’t have come at a better moment. It just shows how much this credit union gives back to its members. If you’re looking for somewhere trustworthy, supportive, and community-focused, Manchester Credit Union is it. Definitely a fantastic and faultless experience from me! Reviewed on: 16th June 2025

Great experience!

5
Great experience! Fantastic to have credit union, it's so easy to work the app and theyre always a message away if needed. Reviewed on: 16th June 2025

Im so happy with them .

5
Im so happy with them . They are very good. They help me a lot thanks so much Reviewed on: 16th June 2025

Nice people always there to help you with anything y...

4
Nice people always there to help you with anything you need Reviewed on: 16th June 2025

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