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Manchester Credit Union: Loans reviews

4.94
Based on 3,178 reviews, last reviewed 11th May 2026
1576% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very professional and polite staff and always helpful Very professional and polite staff and always helpful Reviewed on: 11th May 2026
Samantha r's avatar
Samantha r

Latest lowest rating:

2

Money never arrives on time always a delay, never an... Money never arrives on time always a delay, never answer the phones when you call bad communication Reviewed on: 11th May 2026
Sara J's avatar
Sara J

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3178)

loan and savings

5
I took out a loan in Feb 2024 and have simultaneously built up savings with them alongside this. I have only ever had 1 issue when savings money was incorrectly allocated towards my loan, one message in the in app chat and it was resolved. The loan process took some time and a few phone calls, it was a very human process which I liked as I likely would have been declined by a high street lender and yet I have never missed a payment and my finances have only improved as a result of the loan. Reviewed on: 10th April 2026

Helped me save, able to do things with my family...

5
Helped me save, able to do things with my family Reviewed on: 10th April 2026

There so helpful and always happy to help amazing se...

5
There so helpful and always happy to help amazing service. Reviewed on: 10th April 2026

Manchester credit union is a great company

5
Manchester credit union is a great company, provides a family loan for individuals with children in recipient of child benefit making easy and affordable repayments. Reviewed on: 10th April 2026

Manchester Credit Union has been here for my family...

5
Manchester Credit Union has been here for my family and helped me alot. They give people opportunity to grow their loans bigger and that makes a such a big difference Reviewed on: 10th April 2026

great service

5
great service and very helpful, the people are locked and understanding under certain circumstances. Reviewed on: 10th April 2026

Seamless experience with efficient service delivery

5
Seamless experience with efficient service delivery Reviewed on: 10th April 2026

Always happy to help and really friendly no problem...

5
Always happy to help and really friendly no problem to big or small to help you with you can also download an app that you can see and be aware off your finances Reviewed on: 10th April 2026

Long term customer

5
I have been a customer of MCU for many years. I have used the savings and loan options. Applying is simple and easy. MCU would offer an alternative which can save money in the long run. Various loan options are available and repayable at reasonable rates. Reviewed on: 10th April 2026

Amazing service the staff are brilliant and help whe...

5
Amazing service the staff are brilliant and help when needed Reviewed on: 10th April 2026

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