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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
49% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2165)

Great all round!

5
Friendly staff always willing to help. App easy to use, quick responses to messages via the app. A great way to save money, Amazing service all round! Reviewed on: 14th June 2025

Easy to use.

5
Great . Simple and easy to apply. Reviewed on: 14th June 2025

Excellent customer service and a simple process

5
Excellent customer service and a simple process Reviewed on: 14th June 2025

The joy and comfort of my family was achieved by you...

5
The joy and comfort of my family was achieved by your mutual relationship and we are satisfied Reviewed on: 14th June 2025

Great service for those struggling to get loans else...

5
Great service for those struggling to get loans elsewhere - great interest rates and savings options Reviewed on: 14th June 2025

Very helpful, quick interaction with customer service

5
Very helpful, quick interaction with customer service Reviewed on: 14th June 2025

Very easy to use and always handy to have a back up...

5
Very easy to use and always handy to have a back up of money that’s interest free Reviewed on: 14th June 2025

Loan . Repay & save at the same time

5
Credit union has help me out the most in times off need the repayments are reasonable and I love the fact that you save up money to Reviewed on: 14th June 2025

A Lifeline During Tough Times

5
I’ve found Credit Union incredibly helpful, especially during times when I was struggling financially and had a poor credit rating. They offered support without judgment and provided access to affordable credit when I needed it most. What’s also been great is that I’ve been able to build up some savings over time, which I never thought I’d manage. I’m really grateful for the service and support they’ve given me — it’s made a real difference.. Reviewed on: 14th June 2025

My experience has been wonderful with this company w...

5
My experience has been wonderful with this company would recommend everyone to try it out Reviewed on: 14th June 2025

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