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Metro Bank: Credit Card reviews

4.69
Based on 880 reviews, last reviewed 21st Mar 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice one Nice one and easy to used in transactions Reviewed on: 21st March 2026
Helder Almeida's avatar
Helder Almeida

Latest lowest rating:

1

Blocked Credit Card and Account without notice My card and account was blocked without any notice! I can't pay for anything today!!! No explanations!! They just said that security team will call me... Read more Reviewed on: 21st September 2023
Elena's avatar
Elena

About this product

Metro Bank Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Metro Bank customers like? Find out more about the Metro Bank Credit Card by reading our trusted Smart Money People reviews. You can also write your own Metro Bank Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Metro Bank Credit Card reviews (880)

THE card to carry

5
Popping into a bank and having a leisurely chat about your finances without huge security screens and barriers. Gently asking for a credit card and going through the simple and painless instant application process. It has a nice low APR and a comfortable starter credit limit. The card is printed right there, and the bonus of picking your own PIN! Do you have any problems, want a credit increase or decrease, or want to change your PIN because you forgot it? Easy, pop into the bank, and it's sorted in 10 minutes. Your phone app allows the management of the card with ease. I have other credit cards, but this is the one I tend to use. Reviewed on: 10th March 2023

Recommend metro bank to family and friends, excellent service.

5
Where do I start ? Wonderful bank, I cannot recommend it to people enough, first class service and the staff are so friendly and polite it is a pleasure being served by them, thank you metro bank and staff. Reviewed on: 10th March 2023

All good

5
5 star customer service, all good Reviewed on: 10th March 2023

Easy & Clear

5
Great offers for credit limits and a very simple repayment system. It’s simple enough to understand the limitations on when money can be repaid before incurring any charges. Reviewed on: 10th March 2023

great !

5
Very nice service and very secured!! Reviewed on: 10th March 2023

Really satisfied with bank facilities

5
Using Metro Bank for year ,I have find this one best among all these Reviewed on: 10th March 2023

365 days working

5
That's good and all services and stuff natural all good so Reviewed on: 10th March 2023

Quick and efficient minimal faff

5
I am a really forgetful person and I often loose my bank card. With metro bank I can easily acquire a new card and pin in a day as cards are made in store. The costumer service is stellar the staff are always helpful and they have a good system where if the wait is going to be long they give u a code and take ur number so they can call u back meaning u can wait in your car or go shopping. It’s extremely convenient for the modern day age. Reviewed on: 10th March 2023

without metro bank the world would be lost

5
it’s so easy it’s the easiest bank in the world Reviewed on: 10th March 2023

Metro Bank

5
It is a serious bank with a flexible schedule and the staff is polite and helpful. Reviewed on: 10th March 2023

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