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Mettle by NatWest: Business banking reviews

4.82
Based on 4,589 reviews, last reviewed 12th Jun 2026
174% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve been with Mettle for three years .... I’ve been with Mettle for three years since becoming self-employed and have found it to be a great business banking app. It’s simple, easy to use, and... Read more Reviewed on: 12th June 2026
Hannah's avatar
Hannah

Latest lowest rating:

1

Mettle has been a good business bank for me to... Mettle has been a good business bank for me to use Reviewed on: 8th May 2026
Gavin 's avatar
Gavin

About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

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Mettle by NatWest Business banking reviews (4589)

Excellent app

5
I recently started using Mettle Bank, and I’m thoroughly impressed with the ease of use and functionality of their app. From the moment I logged in, the interface was intuitive and straightforward, making managing my finances a breeze. The app’s design is clean, and navigating between features like transactions, payments, and account management is seamless. I especially love how quickly I can transfer money and check my balance on the go. Mettle Bank has really thought about user experience, and it shows in every detail. Highly recommend it to anyone looking for a hassle-free banking solution! Reviewed on: 18th March 2025

The best business bank account out there!

5
The best business bank account out there!! Great customer service and linkes seamlessly to an accounting software. Reviewed on: 18th March 2025

Easy to use

5
I love that I can categorise my transactions which helps when I’m doing my tax return. It’s easy to use and creating invoices is so simple. Reviewed on: 18th March 2025

Easily the best business bank for solo business owners

5
I chose Mettle as my main business banking provider due to the easy app and online experience and integration with my accounting software. It's been a breeze to use and lets me get on with running my business knowing that my money is in good hands! Reviewed on: 18th March 2025

Seamless app for my business!

5
Seamless app for my business! It helps me manage my money and save all in one place for my business - it makes tax season so much easier too! Reviewed on: 18th March 2025

Fantastic business banking app

5
Mettle is a fantastic business banking app which is easy to use, intuitive and efficient. One of its standout features is the inclusion of FreeAgent accounting software, which is a great bonus for managing finances. Customer service is excellent, with quick responses through the app and helpful support whenever needed. The only area for improvement would be adding international transactions, but overall, I’m very pleased with the service. Highly recommended for small businesses and freelancers. Reviewed on: 18th March 2025

My experience of using Mettle

5
I have been using Mettle for a few years now, since I started my own business. I feel that it is a really good account , that caters for my needs of having Dyspraxia, Dyslexia and Autism, I am able to navigate the app well as using the web to access my account. I find the putting my Monet through the post office using the bar code that the app creates very helpful and the use of free-agent through mettle helps me to fill out my tax return. I like all the features on the app and on the web, And most of all the Mettle team are always there to give me guidance and support when I have any queries, I don't have to wait long to get a response from the online facilities. I would say that I get above first class service, and I would like to thank everyone at Mettle for their hard work. Reviewed on: 18th March 2025

Very satisfied.

5
Easy to use for my small business needs . I am a self employed counsellor. I have had some queries and they have been quick to reply. Invoicing and saving some money towards my tax bill is easy . Reviewed on: 18th March 2025

Business Bank

5
Amazing App for business I think is the best app for all businesses Reviewed on: 18th March 2025

I’ve been using Mettle for my business banking, and...

5
I’ve been using Mettle for my business banking, and it has truly transformed the way I manage my finances. The intuitive layout makes navigation effortless, and the ability to create separate pots for budgeting has been a game-changer, allowing me to organise my finances with ease. One of the standout features for me is how seamlessly Mettle integrates with Xero, ensuring everything stays digital and categorised correctly. The ability to generate and send statements directly to my accountant saves me a huge amount of time and hassle, streamlining my financial management. Another highlight is the Letter of Authority for my pension—I was able to access it quickly and efficiently, with everything readily available when needed. This level of accessibility and organisation is invaluable for running a smooth and professional business. Overall, Mettle provides an exceptional banking experience, offering both convenience and efficiency. It’s a fantastic solution for business owners who want a smart, digital-first approach to financial management. Highly recommended! Reviewed on: 18th March 2025

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