Smart Money People Logo
Go to business site
Share this page
Link copied

Mettle: Business Banking reviews

View other Mettle products
4.90
Based on 2,616 reviews, last reviewed 6th Feb 2026
17200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

STRAIGHT FORWARD ACCOUNT EASY TO OPEN AN ACCOUNT, EASY TO USE. Reviewed on: 6th February 2026
DBB's avatar
DBB

Latest lowest rating:

2

Most is good. Most is good. I wish I could receive money from abroad (Sweden). I like the ease of paying someone, and the ease of getting and printing statements Reviewed on: 3rd February 2026
Peter D's avatar
Peter D
Read all reviews Write a review

About this product

Mettle offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

Do you have an account with Mettle? Please leave a review with Smart Money People to help businesses like you make better choices.

Review Mettle: Business Banking now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Mettle Business Banking reviews (2616)

STRAIGHT FORWARD ACCOUNT

5
EASY TO OPEN AN ACCOUNT, EASY TO USE. Reviewed on: 6th February 2026
DBB's avatar
DBB

Feels very secure

5
I’ve loved using the mettle app. It’s easy to use, feels very secure and easy to download statements to send to the accountant. I would highly recommend using mettle to anyone- especially in business. Reviewed on: 6th February 2026
Jo k's avatar
Jo k

Makes self-employment so much easier.

5
Mettle has made having a business account for me as a self-employed therapist affordable and practical, and it helps me stay on top of my business finances and accounts. Tax self-assessments are much easier too. Reviewed on: 6th February 2026
Jessica RB's avatar
Jessica RB

Really happy with the products and service from Mett...

5
Really happy with the products and service from Mettle over the last few years. Easy to use and always respond promptly to the odd issue i may have had. Reviewed on: 5th February 2026
Gareth A's avatar
Gareth A

I’ve only been with Mettle a few months but am very...

5
I’ve only been with Mettle a few months but am very happy with the service provided.The account was recommended by my accountant to enable me to keep up with HMRC’s new making tax digital rules when they eventually come into force Reviewed on: 5th February 2026
Philip C's avatar
Philip C

No problems in the 3-4 yrs I’ve been using mettle

5
I’ve used mettle for my business for around 3-4 years now and never had a problem it’s been great Reviewed on: 5th February 2026
Caroline f's avatar
Caroline f

Not helping small businesses manage cashflow

3
Mettle Business Bank is good for small business owners, but the important feature that you would expect from any modern online bank are just not available yet including notifications on direct debits (i.e. the day before). There isn't a calendar of when your direct debits are due - only the date the direct debit payment was set up. For a small business owner, where cashflow is essential, this is a really important part of managing finances. Mettle customer service have said this may be coming in the future, but this feature is not available yet. Reviewed on: 5th February 2026
Sarah D's avatar
Sarah D

Great app based business banking

5
I have used Mettle for over 2 years now. The app is easy to navigate and integrates well with FreeAgent which helps in staying on top of business finances. It is easy to categorise transactions and schedule payments. Reviewed on: 5th February 2026
FH's avatar
FH

Easy to Use App and Great All Round!

5
really easy to use app, all integrated I LOVE the ability to make my invoices and send them out, plus it keeps everything all in one place. the app it self is really smart to look at as well. Reviewed on: 5th February 2026
TAFTHREED's avatar
TAFTHREED

Straightforward business banking for sole trader

4
Straightforward interface. I like the invoice feature and the free access to Freeagent. Have not used the account long but no issues so far. Only improvement I would recommend is to be able to discount invoices by a £ amount rather than just a percentage. Looking forward to this account making my next tax return so much simpler. Reviewed on: 5th February 2026
CLaire's avatar
CLaire

Review Mettle: Business Banking now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill