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Mettle: Business Banking reviews

4.91
Based on 2,880 reviews, last reviewed 10th Mar 2026
59500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Well, I did not expect this level of service Well, I did not expect this level of service or the extent of the control over aspects of my account. The Free Agent app is amazing and the whole syst... Read more Reviewed on: 10th March 2026
Karl 's avatar
Karl

Latest lowest rating:

2

Not very good for transferring funds to other accoun... Not very good for transferring funds to other accounts and for adding info to other accounts Reviewed on: 18th February 2026
Clifford M's avatar
Clifford M

About this product

Mettle offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle Business Banking reviews (2880)

I've had no issues with Mettle since joining them ov...

5
I've had no issues with Mettle since joining them over three years ago Reviewed on: 26th February 2026

What’s not to love ?

5
It’s free with free accountancy hmrc compliant software someone’s always available on the chat and easy to use what’s not to love - oh and there’s even interest given on a savings pot of your choosing Reviewed on: 24th February 2026

Very good, needs small adjustments to be excellent.

5
Very good, needs small adjustments to be excellent. Made suggestions they said they will take on board. Still waiting to be implemented. Reviewed on: 24th February 2026

Perfect for Sole Trader Banking

5
I’ve been using Mettle for a while now, and it truly is a brilliant service. The standout feature for me is the seamless, free access to FreeAgent. Having my banking and accounting software synced perfectly saves me hours of manual data entry every month. The app is intuitive, the setup was painless, and the fact that FreeAgent is included for free makes it an unbeatable value proposition for small businesses. Highly recommended for anyone looking to simplify their finances. Reviewed on: 24th February 2026

Free banking

5
Came to you because santander decided to charge me even though when i went with them 20 years ago, they said id have free banking for life. But that changed last October when they started charging me. Reviewed on: 23rd February 2026

No charges to use account.

5
So easy to use. No charges to use account. Easy access to customer services. Reviewed on: 23rd February 2026

Perfect bank account for setting up my small business

5
I set up a Mettle business account when first setting up my own business in 2025. I shopped around to compare lots of different bank accounts to see what would suit me best and Mettle seemed to tick all the boxes. I cannot fault the service in any way; it was so easy to set up, has access to great additional tools such as Freeagent and it has worked perfectly in supporting my new venture as self employed. I have only rated customer service as I have not needed to use this service as of yet. Reviewed on: 23rd February 2026

Mettle is really easy to use.

5
Mettle is really easy to use. As a new sole trader I have found it helpful and user friendly. I know there is even more information to explore if I need to and I like the pots I can use to organise my incomings. Reviewed on: 23rd February 2026

Mettle for my decorating business no fees char...

5
I use Mettle for my decorating business no fees charged like others it’s been really good Reviewed on: 22nd February 2026

Easy to use , no cost to use.

5
Easy to use , no cost to use. Good interface with apps and payment systems. Reviewed on: 22nd February 2026

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