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Mettle by NatWest: Business Banking reviews

4.93
Based on 4,578 reviews, last reviewed 30th Apr 2026
1179% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Modern, clean and easy to use app/account. Great Value Modern, clean and easy to use app/account. Great value with FreeAgent link up and generally no fees. What's not to like. Reviewed on: 30th April 2026
Craig A's avatar
Craig A

Latest lowest rating:

1

Constantly Threatened. Totally Unreliable. Bombarded by intrusive and illegal questions. I am constantly asked to provide them copies of my invoices to justify payments going into the account o... Read more Reviewed on: 21st April 2026
Gavin Renwick's avatar
Gavin Renwick

About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle by NatWest Business Banking reviews (4578)

I have always found the app user friendly and the cu...

5
I have always found the app user friendly and the customer service are extremely helpful. Using the app to create and track invoices makes running my business so much easier. When I had an issue with changing my address the customer service team were excellent! Reviewed on: 20th April 2026

Really brilliant business banking.

5
Really brilliant business banking. The app is very well designed and simple to use. The sign up was very straightforward. And it's brilliant value for money. Getting FreeAgent - also a truly excellent tool - for free as part of my bank account means I have all the tools I need to administer my business at no cost. Reviewed on: 20th April 2026

Easy accounts

5
I use mettle for my business just send my accountant all the transactions direct from app fantastic Reviewed on: 20th April 2026

Amazing for small businesses!

5
Amazing for small businesses! The link to FreeAgent is perfect for any business. I recommend it everytime I can! Reviewed on: 20th April 2026

Started a new business and put my trust in mettle.

5
Started a new business and put my trust in mettle. Couldn’t be happier Reviewed on: 20th April 2026

Perfect for sole traders or small business owners.

5
Perfect for sole traders or small business owners. The app is so easy to use and if there is a problem e.g potential fraud, they are so quick to respond. Very easy to keep track of income and expenditure. I do all my invoicing via Mettle and that helps me keep on track. The savings pot is a great way to save and I love the fact that a % can be automatically added to savings when income lands in the current account, for tax purposes or a rainy day. Very pleased with Mettle. Reviewed on: 20th April 2026

Great account to use for business banking.

5
Great account to use for business banking. Easy to use app and great categorisation options with icons and colours which really help me. Customer service is easy to access, responsive and helpful. Being able to move money into pots helps stay organised and on top of what money needs to go where, earning interest on these is a bonus. Reviewed on: 20th April 2026

I love my Mettle account and would highly recommend it

5
I love my Mettle business account and have recommended it multiple times to other Soletraders. The pots function is great and really helps me manage my money well. Reviewed on: 20th April 2026

It's a straightforward service that works for our needs

5
It's a straightforward service that works for our needs Reviewed on: 20th April 2026

Easy to use, efficient service and great value for m...

5
Easy to use, efficient service and great value for money Reviewed on: 20th April 2026

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