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Monese: Money Account reviews

Name: Money Account
Rating: 4.71 (5956 reviews)

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4.69

Based on 5,956 reviews, last reviewed 21st Aug 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

I am happy with my choice of this bank. I am happy with my choice of this bank. It's easy, simple and fast Reviewed on: 11th April 2025

Latest lowest rating:

1

This bank is fraud when i apply i submitted everythi... This bank is fraud when i apply i submitted everything after that they block my device app not working when i email them they say decsion made what de... Read more Reviewed on: 21st August 2025

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About this product

An award-winning current account you can open instantly on your mobile. Our technology enables people to travel, live or work freely, anywhere in the world.

Monese Money Account reviews (5956)

Review of the Monese, Money Account:

Beginners guide to Monese (and £5 free with my friend code 7HXQSEHB !)

If, like me, you have managed to screw your finances so dramatically that nobody wants to give you even the simplest of "proper" bank accounts, this is very likely the most useful app you will ever find for your smartphone. I've tried several other "challenger" banking apps as I have discovered they are known, but Monese has been by far the best so far. Opening an account is a little intense to be frank, and, in the UK at least, you DO require photo ID and proof of address despite the claims made in the Monese promotional material. Once you get set up however, it really couldn't be any simpler. An important detail for me is the speed at which payments arrive, and Monese updates twice an hour at 05 and 35. In my experience you can expect to see your funds on the second update after they were sent. Another key detail, most of these banks charge for cash machine withdrawals. Monese gives you five such transactions free of charge each month before adding a 50p fee for any subsequent withdrawals. A nice touch though, if you don't have enough money to cover the fee you will still be given the cash without charge - this might be a bug however it's been really useful for me up to now. The card does claim to allow cash back however in my experience this is not the case and only smaller stores who know me personally will allow me this facility. Finally, an excellent referral scheme gives you the chance to earn a decent bonus if your friends sign up to monese as well. If you could help both yourself and me by using my code 7HXQSEHB you will be gifted £5 completely free when you finish setting up your new account. I hope I have been helpful! Reviewed on: 11th November 2017

Reply from Monese Hi Chris - thanks for your feedback, it's very much appreciated! We'll certainly pass it along to the team, they always love to hear about our customers' thoughts! Response date: 9th February 2018

Very good in my experience i like the service

Very good in my experience i like the service Reviewed on: 28th April 2024

An ethical bank with great customer service.

An ethical bank with great customer service. Reviewed on: 9th April 2024

A very good experience with my money.

A very good experience with my money. I wish I can canceled some transaction, when you are ordering something and never received Reviewed on: 5th April 2024

good safe save money

good start, trust, safe money good service Reviewed on: 31st March 2024

Monese has made banking simpler and more accessible

I recently started using the Monese bank app, and I must say, it has completely changed the way I manage my finances. The user-friendly interface makes navigating through transactions a breeze, and the ability to instantly send money to friends and family is incredibly convenient. I also appreciate the budgeting tools, which have helped me stay on track with my spending goals. Overall, Monese has made banking simpler and more accessible, and I highly recommend it to anyone looking for a modern banking solution. Reviewed on: 28th March 2024

Perfection!

Easy application, easy use, easy service - simply perfection! Reviewed on: 28th March 2024

Este superb Monese este foarte bun recomanda

Este superb Monese este foarte bun recomanda Reviewed on: 28th March 2024

Stand clear from the monese trap

It started well, but ended bad. They have stolen my money and used badly faked documents to cover themselves up. Referred to the appropriate authorities. Reviewed on: 26th March 2024

Shine monese

It is easy to access all services Monese provide to us and I don't complain about it. Reviewed on: 25th March 2024

Easy to access via app.

Easy to access via app. Very secure. They are always updating and adding new features/services. Reviewed on: 23rd March 2024

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