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Monese: Money account reviews

4.59
Based on 5,956 reviews, last reviewed 1st May 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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See only 5 star reviews
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5%

Latest highest rating:

5

I think is best Bank in Europe , is easy... I think is best Bank in Europe , is easy , ist fast Reviewed on: 24th March 2026
Malte Gehra 's avatar
Malte Gehra

Latest lowest rating:

1

This app stole 60% of a cash transfer without any ex... This app stole 60% of a cash transfer without any explanation. Money just vanished into thin air. I sent a cash transfer from my barclays to my monese... Read more Reviewed on: 1st May 2026
Bradley f's avatar
Bradley f

About this product

The Monese money account enables you to spend, save and send money via an app.

You can open online money accounts in multiple currencies and transfer money for free when sending between Monese accounts, no matter the country or currency. Manage your money by setting budgets, track your money visually and sort your transactions into spending categories.

Monese reviews help you find out what it’s really like to be a customer. If you’ve used Monese before, you can also leave a review and share your experience.

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Monese Money account reviews (5956)

Great app but...

2
To start off I should say that the opening process is simple as monese isn't quite a full banking company yet. And yes the app does look rather good (although only on android at present). This account may be ok if you have basic needs, but it is a little restricting in that you cannot build a credit rating up and don't get interest on balances. So imagine this is your only banking product in the uk and you want to get a mortgage (with another bank as this isn't something monese can offer). Well your lack of financial credit history might be a problem!! Reviewed on: 20th February 2016
Reply from Monese Hi Billie - thanks so much for your feedback and for being an early Monese customer! We're not looking to be a traditional bank and our focus at the moment is on our Current Account offering (rather than savings), but our features and services have improved quite a bit since back then (such as iOS)! Response date: 14th February 2018
Monese
Monese

Very easy signup for a bank

5
This is one of the easiest accounts to signup for. Really simple and easy which is great. Actually looking forward to using it! Reviewed on: 17th December 2015

Questions and issues resolved very easily

5
I hope monese stay as easy to deal with as they are now! Reviewed on: 1st December 2015

Early days, but seems hassle free

4
So i signed-up for Monese as it sounded like a cool product. So far, so good, but it is early days. I haven't had any big issues yet, so don't know how they'll deal with them. Reviewed on: 23rd November 2015
Reply from Monese Thanks for your feedback! That was very early days indeed, cheers for your support! Response date: 14th February 2018
Monese
Monese

Super quick

5
It was super quick to open this account. It's early days but everything has been nice and easy so far! Reviewed on: 31st October 2015

Fantastic

5
Opened a new account with monese...and got to say it was moneasy :-) Reviewed on: 13th October 2015

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