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Monese: Money account reviews

View other Monese products
4.59
Based on 5,957 reviews, last reviewed 11th Jun 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Super Bank Super Bank , all ist easy good bank Reviewed on: 11th June 2026
Xbrite's avatar
Xbrite

Latest lowest rating:

1

This app stole 60% of a cash transfer without any ex... This app stole 60% of a cash transfer without any explanation. Money just vanished into thin air. I sent a cash transfer from my barclays to my monese... Read more Reviewed on: 1st May 2026
Bradley f's avatar
Bradley f
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About this product

The Monese money account enables you to spend, save and send money via an app.

You can open online money accounts in multiple currencies and transfer money for free when sending between Monese accounts, no matter the country or currency. Manage your money by setting budgets, track your money visually and sort your transactions into spending categories.

Monese reviews help you find out what it’s really like to be a customer. If you’ve used Monese before, you can also leave a review and share your experience.

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Monese Money account reviews (5957)

Great banking trough Europe and UK

5
I found the set up tricky but that's just me. I do find this solution a fantastic idea I've been depositing money now to spend while I travel so let's see I'm yet to test out the cards but so for my experience with this company has been second to none and much better than high street banks who I avoid at all costs. I have Main Street banking but I prefer to do it this way. It's a very good set up. Reviewed on: 29th September 2017
Craig Wolveriene's avatar
Craig Wolveriene
Reply from Monese Hi Craig - thanks so much for your kind words! We'd certainly love to hear more about why you found the account setup tricky, so if you ever have a spare moment we'd really appreciate it if you could drop us a message on [email protected]! Response date: 9th February 2018
Monese
Monese

Scam!!!

1
Don't trust your money to this service!!! It's a scam!!! I have used the account for several months without any problems. Then I transferred €20,000 to the account. My account was then closed without explanation and I have no more access to my money! I have received an email from support that monese will transfer the money back to my other account. But until today almost 2 weeks later no money has been received on my account!!! And the support no longer respond to my emails. Beware of this company because trust is hereby lost. I will now try to proceed legally against Monese. I hope my review helps other users to protect their money from Monese. Reviewed on: 11th September 2017
Riccardo's avatar
Riccardo
Reply from Monese Hi Riccardo - sorry to hear you had trouble with your Monese account. We only close accounts in the most extreme of circumstances, and often only temporarily as a precaution. You can find more details in our Terms at monese.com/terms and of course in your correspondence with our team (which we aren’t able to share on a public channel). Feel free to email our support team if you have any further questions! Response date: 9th February 2018
Monese
Monese

Free £5 referral code: 8BU59FCJ

5
Free £5 referral code when you sign up and deposit money into your account for the first time Code: 8BU59FCJ Reviewed on: 18th July 2017
nemrys's avatar
nemrys
Reply from Monese Hey, thanks for your review! Response date: 9th February 2018
Monese
Monese

Just what it says on the tin.

4
They do exactly what they say in the description. Only downfall is the monthly charge, but it's only a fiver so won't cry too much. Reviewed on: 27th June 2017
Neil waters's avatar
Neil waters
Reply from Monese Hi Neil - thanks for your feedback! We've actually launched our Starter account since, which doesn't include a monthly charge! Response date: 9th February 2018
Monese
Monese

Best in business

5
I have only had great customer support with my questions. Day-to-day living with Monese has been great! Reviewed on: 7th February 2017
Sander Sedrik's avatar
Sander Sedrik
Reply from Monese Thanks a lot, Sander. It's great to hear when our customers say they think we are great! We really appreciate the review :) Response date: 19th April 2017
Monese
Monese

Transferring money

2
I don't know what's gone wrong with Monese transfer of money out of accounts. It started off with no problems at all, then over the past few weeks I've found that payments have not been made on time. It's becoming a daily chore with customer services to get the payments to be made. Really lost all confidence in the ability of Monese to provide a consistent service. Reviewed on: 6th February 2017
Anonymous's avatar
Anonymous
Reply from Monese We are really sorry to hear that you are seeming to have problems with your payments! We completely understand that must be annoying. We'd love to look into this further for you if you would be so kind to email us on [email protected] with your name or Monese ID and we can work out what's going on for you and get it all resolved so you can go back to the smooth days you remember with us! Response date: 19th April 2017
Monese
Monese

Do NOT use this company

1
I wish I would have read these reviews before using monese.com not after. This is how I experienced this site: 1. Opening an account with monese is very easy 2. Receiving money in to monese account is easy like 123 3. Using money or transfer out of monese account got impossible 4. Customer service: Tried to call them countless number of time but none answers. Sent many emails requesting support regarding the issue, no response in 3 weeks :( I think they are scam Reviewed on: 8th January 2017
Abba Khan's avatar
Abba Khan
Reply from Monese Hi Abba - thanks for your feedback and so sorry to hear you had issues with our service. We hope you've since been able to sort things out, but if not then please feel free to reach out to our support team in a variety of ways (details available on monese.com/contact). If your account has been locked, which often happens only temporarily as a precaution, then you will have received an email with next steps. Thanks! Response date: 14th February 2018
Monese
Monese

SCAM !

1
monese.com SCAM! Crap company. You can open an account and receive money but cannot get your money out of the account. No response from support! Romanian organized criminals! Reviewed on: 8th January 2017
Maija Delas's avatar
Maija Delas

Very inefficient Bank not what it advertises!

1
Very very poor customer service took too long to upgrade account to a full account after several repeated emails! Takes too long to answer telephone calls average wait 15-20mins! Closed account for no reason and no notice given, freezing funds like a dictatorship! Under the guise of asking stupid irrelevant questions before before returning funds! Still waiting said 10 working days which is unacceptable! Thoroughly useless bank not worth the charge or hassle! Reviewed on: 19th December 2016
Desmond woghiren's avatar
Desmond woghiren
Reply from Monese Hi Desmond - thanks for your feedback and sorry to hear you've had issues with your account. We only close accounts in the most extreme of circumstances, and often only temporarily as a precaution. You can find more details in our Terms at monese.com/terms - and of course feel free to get in touch by phone if you have any further questions! Response date: 14th February 2018
Monese
Monese

easy set up but uneasy

4
I have recently set up an account with monese and am happy that the set up process was quick and simple. The visa card also showed up on the delivery date customer services advised me on. However the concern is seeing many comments where monese have unfairly held peoples money or when they have had there salary paid in. I currently do not have a bank and am hoping to get my wages put in my monese account but i just simply cannot risk them holding a months worth of work. can anyone let me know if i should trust this company or not!? many thanks Reviewed on: 15th December 2016
matthew whitehair's avatar
matthew whitehair
Reply from Monese Hi Matthew - thanks for your feedback and for sharing your concerns. Most of our customers actually get their salary paid into their Monese account and have no issues whatsoever - we hope you've found yours useful since! Sometimes accounts do get locked, but it often happens temporarily as a precaution. Feel free to find out more about our security features here: monese.com/features/security Response date: 14th February 2018
Monese
Monese

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