Smart Money People Logo

The Money Co-op (Formerly The Co-op Credit Union): Loans reviews

4.96
Based on 168 reviews, last reviewed 29th May 2025
6200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Really easy and great communication throughout the p... Really easy and great communication throughout the process. Everything was explained in really easy terms and followed up with an email. Could not fau... Read more Reviewed on: 29th May 2025
Jemma B's avatar
Jemma B

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

The Money Co-op offer personal loans from £50 up to £15,000.

You can apply online and potentially receive your loan within two working days. Members are required to save a minimum of £10 per month, so as you repay your loan, you’ll build up a pot of savings.

The Money Co-op (Formerly The Co-op Credit Union) Loans reviews (168)

Review of the The Money Co-op (Formerly The Co-op Credit Union), Loans:

Excelent service

5
Excelent service, helpful and reliable Reviewed on: 13th May 2025

Happy to help me when I need money

5
Happy to help me when I need money Reviewed on: 12th March 2024

Always there when needed.

5
Always there when needed.. Great for saving too Reviewed on: 12th March 2024

Good rates and service

5
Good rates and always!a quick response. I have not had any issues with any of the loans I have had.loans can be topped up if required, I have done this several times and have not had any problems. Would recommend to anyone. Reviewed on: 12th March 2024

Wedding Loan.

5
I applied for a loan for my wedding. The process was seemless and professionally done Reviewed on: 12th March 2024
Reply from The Money Co-op (Formerly The Co-op Credit Union) Thank so much for leaving us a review Terry. We're delighted to hear we've been able to help you out with your wedding - wishing you all the best for your big day! Response date: 14th March 2024
The Money Co-op logo
The Money Co-op (Formerly The Co-op Credit Union)

Good interest rates

5
Good rates and fast decisions with very helpful and friendly staff Reviewed on: 8th August 2023

An great company with amazing benefits

5
I recently had to take a loan out with The Coop Credit Union, I don’t have the best credit and was worried about taking out a loan. The process was quick and simple and I found out I’d be saving £10 with every payment I make, this has given me more of an insight into saving my money, they also have some very useful tips available to all members. There is no other company I’d recommend during these financially difficult times Reviewed on: 8th August 2023

Brillaint

5
Easy and simple and fast. Really good company Reviewed on: 8th August 2023

Affordable loans

5
I've had many years experience with the Co-op Credit Union. They are a fantastic provider offering affordable loans, friendly staff with a quick turn around. They've helped me with debt management, provided advice, and loans so that we can make improvements to our house and go on holiday. All my interactions with them have been really positive and I will continue to use their services for many years to come. Reviewed on: 8th August 2023

Easy to access loans

5
Without co-op credit union I wouldn’t be able to take my daughter on short I’m breaks, the loans help me pay off holidays so we can go away. Without the loans I wouldn’t be able to take her anywhere. Reviewed on: 8th August 2023

Never a Difficulty

5
Always on hand for help and advice for anyone who needs financial help when others just use telephone robots or keep you hanging on the edge of your seat waiting for that call to never be returned. This is a first class organisation who isn't all about profit margins and more about helping people's needs first .that's why I'm giving my vote to these lovely people who really cares about their clients Reviewed on: 8th August 2023