Smart Money People Logo

The Money Co-op (Formerly The Co-op Credit Union): Savings reviews

4.97
Based on 351 reviews, last reviewed 15th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Socially helpful savings with fair interest It's great to know that I'm saving with a company that puts its profits back in to the company to support me and other savers and borrowers. The team ... Read more Reviewed on: 15th July 2025
Scott M's avatar
Scott M

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

Members of The Money Co-op can save from just £10 per month.

Savings Pots can be created to help members save for specific goals. Savings accounts are managed online or via the Members App.

The Money Co-op (Formerly The Co-op Credit Union) Savings reviews (351)

Review of the The Money Co-op (Formerly The Co-op Credit Union), Savings:

Instant Access Protected Savings

5
The Instant Access Savings Account is the biggest blessing of my adult working life. I wish I'd known about it years ago! Now into my eighth year - I have a solid savings ethic and a little pot for emergencies without panic and am able to make plans for the future. Linked to Pay Day - it only takes a wee while and you don't notice the money coming out of your wages but you do get the joy of seeing your savings go up and up via the app and the website. If a hiccup comes along - you can instantly get access to what you need - all in the same day too! Couldn't be more efficient or easy to save and withdraw. Reviewed on: 13th May 2025

Socially helpful savings with fair interest

5
It's great to know that I'm saving with a company that puts its profits back in to the company to support me and other savers and borrowers. The team are friendly and helpful and respond quickly too. Rates are fair and the app works well. Reviewed on: 15th July 2025

Easy savings and easy to take out when needed, very...

5
Easy savings and easy to take out when needed, very helpful staff Reviewed on: 10th July 2025

Great service and easy to use.

5
Great service and easy to use. Never had any issues since joining and more than happy to stay for the foreseeable! Reviewed on: 9th July 2025

It all works very well for me.

5
It all works very well for me. The new web site is a lot better than the old one too. Reviewed on: 9th July 2025

Saving with The Money Co-op

5
I have saved with The Money Co-op for years I don't notice the money going out as it comes straight from my pay. Always something to fall back on which has helped me out. Reviewed on: 9th July 2025

Great company a great bank to use to get a great sav...

3
Great company a great bank to use to get a great saving account Reviewed on: 9th July 2025

Supportive

5
A friendly and supportive experience Reviewed on: 8th July 2025

Holiday loan

5
Needed a loan for a family holiday and everything was sorted quick and easy and I had the money in a couple of days Reviewed on: 8th July 2025

the staff are really helpful and always answer quest...

5
the staff are really helpful and always answer questions very clearly nothing is too much trouble for them Reviewed on: 8th July 2025

A Worthwhile Investment With Benefits to All.

5
I haven’t been a member for long however, I am thoroughly impressed with the communication, customer service, and the work done by The Money Co-op. It makes saving all the more worthwhile. I wouldn’t hesitate in recommending this to colleagues and family. Reviewed on: 8th July 2025

Do you have a different The Money Co-op (Formerly The Co-op Credit Union) product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from The Money Co-op (Formerly The Co-op Credit Union)?

    View all products