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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4928 reviews)

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4.95

Based on 4,928 reviews, last reviewed 4th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

I used it in 2025 to purchase my first home I used it in 2025 to purchase my first home. The process of withdrawing the money was seamless. Reviewed on: 4th September 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (4928)

Review of the Moneybox app, Lifetime ISA:

A place to feel confident financially

I’ve opened both a Lifetime ISA and a Simple Saver with Moneybox, and it has been such a smooth, helpful and user friendly process. I switched to a Simple saver account from a different cash ISA provider and can’t believe the difference it’s made already with the interest increasing my balance every month! The LISA is also so easy to deposit into and it has been seamless to set up a joint activity account with my fiancé who also has a Moneybox account, so we can see how much we are earning together. I feel more confident taking this step towards buying our first house which is a daunting process but definitely made easier with Moneybox. Reviewed on: 22nd April 2025

I used it in 2025 to purchase my first home

I used it in 2025 to purchase my first home. The process of withdrawing the money was seamless. Reviewed on: 4th September 2025

Great for Lifetime ISA

Quite easy to navigate and intuitive Reviewed on: 4th September 2025

Great in-app experience!

Great in-app experience, easy to use and pleasing to navigate. I like the info pop-ups, it's been useful to learn more to maximise my money as we approach buying our first house. Reviewed on: 30th June 2025

Transfers in were a bit finicky, but overall the exp...

Transfers in were a bit finicky, but overall the experience was good. App is useful. Reviewed on: 18th June 2025

It’s all about Moneybox App

It’s been great to manage money via the app and learn so much more on there too. Reviewed on: 15th June 2025

The app is very easy to use and understand.

The app is very easy to use and understand. Rate is good as well. I have contacted customer service and they are excellent. It's easy to setup a direct debit either for pay day on a certain date. You also can have the money come out weekly. Reviewed on: 13th June 2025

Easy to set up but sometimes asset managers can be a...

Easy to set up but sometimes asset managers can be a bit stupid Reviewed on: 13th June 2025

Easy and encouraging

So easy to set up, track your savings and the other contributions to your deposit. It's when I really started thinking about and seeing how close I was to my first home. Even if you don't max out the contributions it's worth opening to really ensure you're putting the money away and not constantly dipping in to it. The interest pays in monthly which is great to see constant growth. Easy bank transfers or repeated direct deposits, good teaching and advice for first time buyers. Glad I put my money in, wouldn't have the deposit for my first home without it. Reviewed on: 13th June 2025

I started using Moneybox app for LISA and CashISA an...

I started using Moneybox app for LISA and CashISA and never was there any problems. They're quick to respond and reliable. Money is protected in a scheme. Reviewed on: 12th June 2025

Excellent app layout, very useful customer service a...

Excellent app layout, very useful customer service and top tier interest rates and notifications to the app. Quick and easy to use so definitely recommended for anyone who wants an easy Lifetime ISA. Had not heard of Moneybox previously, but will stick with them. Reviewed on: 12th June 2025

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