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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,282 reviews, last reviewed 27th Apr 2026
51325% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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96%
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4%
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Latest highest rating:

5

Had my account for years and it just works... Had my account for years and it just works, never had any issues. The tools and advice offer just solely on the app are great. Reviewed on: 27th April 2026
Mark P's avatar
Mark P

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9282)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

5
It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Finally bought my first house last May!

5
I’ve been meaning to leave a review for Moneybox because their LISA was a massive help for me getting my first house last May. I didn't actually manage to max out the £4k limit every year, but that’s the great thing about it, you still get the 25% bonus on whatever you can afford to put in. Seeing that extra government top-up land in the app every month was a huge boost and really kept me motivated to keep saving. The round-ups feature was probably my favorite part. It just takes the spare change from your daily spending and tucks it away. It sounds small, but it really adds up over time without you even noticing the money is gone. I was a bit stressed about the payout process once I had an offer accepted, but it was actually really smooth. They worked with my solicitor to get the funds moved over for completion without any issues. If you’re starting to save for a deposit now, definitely get one of these opened just to get the 12-month timer started. It’s basically free money toward your house. Reviewed on: 15th April 2026

Great app just needs minor improvements

4
The app has a few annoying things like even if I allow the password to be memorised it never works for the login with email, I always have to add my password again. But other than the login part, the app has a lot of useful information, and makes it easy to open an account qnd start saving money. I changed a lot my relationship with my money to a healthier one, after I started to save on a LISA account. And close to the end of the tax year I had an option to top up what was missing to achieve the maximum benefit of that year. Pretty cool feature imo. Reviewed on: 15th April 2026

Using this app for almost 7 years now! Best!

5
Using this app for almost 7 years now! One of the best decisions I have taken. It makes it so easy to understand how to invest and manage my ISAs - for first house or for my pension. Reviewed on: 15th April 2026

Easy to use, makes investing so easy for regular folks

5
Easy to use, makes investing so easy for regular folks Reviewed on: 15th April 2026

It's so easy to use and easy to understand.

5
It's so easy to use and easy to understand. The graphs make it easy to show my progress. Reviewed on: 15th April 2026

Moneybox is a great way to save money.

5
Moneybox is a great way to save money. Very accessible in terms of educating yourself on how to grow your money. Reviewed on: 15th April 2026

Easy to use

4
Great platform that is easy to use and pleasant to look at. Reviewed on: 15th April 2026

Great overall money saving app.

5
Great overall money saving app. Easy to use Reviewed on: 15th April 2026

Great app

5
No concerns with app and when i have called for help team have been lovely Reviewed on: 15th April 2026

Good service, been good interest rate

5
Good service, been good interest rate Reviewed on: 15th April 2026

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