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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
51425% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

5
It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Been using for a few years now, never been easier to...

5
Been using for a few years now, never been easier to access and control. Reviewed on: 11th April 2026

Great app and company you can trust

5
The app is so easy to use and the interest rates available to customers are very competitive. I’m very happy with my choice to save my money with Moneybox Reviewed on: 11th April 2026

Moneybox has great advertising, my first ever isa op...

5
Moneybox has great advertising, my first ever isa opened on money box. Now I’ve taken steps to be more financially aware and independent. Reviewed on: 11th April 2026

Good app, good product, good service

5
Clear and easy to use, helpful guidance, helpful bot and helpers, not very pricy. Reviewed on: 11th April 2026

Intuitive and simple, I like the interface and the a...

5
Intuitive and simple, I like the interface and the ability to quickly make changes Reviewed on: 11th April 2026

Recommend my boyfriend to use money box lifetime so...

5
Recommend my boyfriend to use money box lifetime so we can track each others progress towards buying our first home Reviewed on: 11th April 2026

It’s made saving for a house so much easier.

5
It’s made saving for a house so much easier. App is simple to use and if I’ve had any questions, the team have always responded quickly. I’ll always recommend! Reviewed on: 11th April 2026

Best banking branch, can’t fault the work they put i...

5
Best banking branch, can’t fault the work they put in to make banking easy Reviewed on: 11th April 2026

Simple set up and great display

5
Really simple to set up and the app display and information is super simple and clear so that you can understand it very quickly from when you first set it up. I transferred an ISA from a different company and moneybox did all the work for me. Reviewed on: 11th April 2026

Saving incentives

5
Using Moneybox has genuinely changed how my partner and I think about our money. Seeing real returns accumulate makes the next frugal decision feel worthwhile rather than like a sacrifice. Watching your money actually work is a better motivator than any budgeting spreadsheet. What Moneybox does particularly well is making progress visible. It keeps you aware of where you are, rewards consistency, and nudges you in the right direction without being overbearing. One thing that would make it even better — a joint savings account. For couples saving toward a shared goal, being able to contribute to and track one pot together would be a natural fit for everything the app already does well. Reviewed on: 11th April 2026

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