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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9299 reviews)

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4.81

Based on 9,299 reviews, last reviewed 16th Jun 2026

702% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

Read all reviews See your review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9299)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Moneybox has great advertising, my first ever isa op...

Moneybox has great advertising, my first ever isa opened on money box. Now I’ve taken steps to be more financially aware and independent. Reviewed on: 11th April 2026

Good app, good product, good service

Clear and easy to use, helpful guidance, helpful bot and helpers, not very pricy. Reviewed on: 11th April 2026

Intuitive and simple, I like the interface and the a...

Intuitive and simple, I like the interface and the ability to quickly make changes Reviewed on: 11th April 2026

Recommend my boyfriend to use money box lifetime so...

Recommend my boyfriend to use money box lifetime so we can track each others progress towards buying our first home Reviewed on: 11th April 2026

It’s made saving for a house so much easier.

It’s made saving for a house so much easier. App is simple to use and if I’ve had any questions, the team have always responded quickly. I’ll always recommend! Reviewed on: 11th April 2026

Best banking branch, can’t fault the work they put i...

Best banking branch, can’t fault the work they put in to make banking easy Reviewed on: 11th April 2026

Simple set up and great display

Really simple to set up and the app display and information is super simple and clear so that you can understand it very quickly from when you first set it up. I transferred an ISA from a different company and moneybox did all the work for me. Reviewed on: 11th April 2026

Saving incentives

Using Moneybox has genuinely changed how my partner and I think about our money. Seeing real returns accumulate makes the next frugal decision feel worthwhile rather than like a sacrifice. Watching your money actually work is a better motivator than any budgeting spreadsheet. What Moneybox does particularly well is making progress visible. It keeps you aware of where you are, rewards consistency, and nudges you in the right direction without being overbearing. One thing that would make it even better — a joint savings account. For couples saving toward a shared goal, being able to contribute to and track one pot together would be a natural fit for everything the app already does well. Reviewed on: 11th April 2026

I LOVE IT

Moneybox is a super easy app to use and has multiple fantastic products. My favourite is the Lifetime ISA. It's simple and easy to use, as well as having a fantastic interest rate, including an additional percentage on top for the first year of opening the account. It very clearly says what you've paid in, what your allowance left is and when/if the government bonus is due. Not only that but they often offer competitions, where you get one entry per £100 you save per year. I also love the wealth area of the app, where it tells you how much money you could make in the next couple of years, assuming further deposits. I absolutely love this app and all the features it provides! Reviewed on: 11th April 2026

The best interest rate for a LISA

The best interest rate for a LISA which was the main reason why I transferred my LISA. The transfer was seamless and I was kept updated at all times. The app is very easy to use. Reviewed on: 11th April 2026

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