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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
51425% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

5
It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Nice app, can save Monday and add more.

5
Nice app, can save Monday and add more. Reviewed on: 11th April 2026

Very useful

5
They have some of the highest interest gains and several accounts for different needs Reviewed on: 11th April 2026

Good and easy to navigate it’s easy to see how much...

5
Good and easy to navigate it’s easy to see how much money you have saved up already Reviewed on: 11th April 2026

App is easy to use and shows clear break down.

5
App is easy to use and shows clear break down of funds with prediction chart that you can edit using different values, which helps you plan for the future. Reviewed on: 11th April 2026

Moneybox is great for my LISA

5
I’ve really enjoyed using Moneybox for my LISA. The app is very user-friendly, and I especially appreciate how transparent it is when it comes to tracking interest, the government bonus, and my overall financial growth—it makes saving feel motivating and rewarding. Customer service has also been excellent whenever I’ve needed help, with quick and friendly responses. I like that there are regular incentives and features that keep things engaging, and being able to see my partner’s savings alongside mine gives a much clearer picture of our shared progress. The only downside for me is that I can’t link Moneybox to my Experian account, which would be a great way to help boost my credit score. Also, while the incentives are a nice touch, I’ve never won one, and it would be good to have a bit more feedback or transparency around how winners are selected. Overall, though, it’s a great app that I’d happily recommend to others looking to save and invest more effectively. Reviewed on: 11th April 2026

The only way to buy a home

5
They make it so easy, firstly adding money is so simple. I started at £2 a week and just slowly increased this number every few months and now I’m putting away £25 a week. Then the graphs they give you show you a nice trajectory plan, alongside some really clear when money lands and I especially like how much interest you earn broken down by day and it shows you up to the day figured in interest. Finally all their services like mortgage calculators and their simple guides on how the house buying process is useful for a first time buyer like me! Reviewed on: 11th April 2026

They helped me buy my first home now I’m onto my 3rd!

5
They helped me buy my first home now I’m saving to move again which will be my 3rd time now: money box app has helped me going from a small first time buyer of a 2 bed apartment to now able to afford a 4 bed new x3 my original mortgage. I will continue to save in my lifetime isa as it’s the best savings tool on the market. Coming from 4 years experience as a governance compliance and billing analyst to 1.5 years experience in current role as a cloud engineer working as lead on cloud network banking services , in my opinion there is no better way to save and invest in yourself your family and your future than money box app! Reviewed on: 11th April 2026

Very good breakdown (Detailed), he app explains prop...

5
Very good breakdown (Detailed), he app explains properly how much you can save in future Reviewed on: 11th April 2026

Very helpful for first time buyers

5
Very helpful for first time buyers Reviewed on: 11th April 2026

Love the app

5
Great communication about my savings, easy to navigate the app. I like its features and layout being able to see my interest grow. Gives back to their customers Reviewed on: 11th April 2026

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