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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
45689% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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96%
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4%
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Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

5
It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Great easy to use app that includes some nice features.

5
Great easy to use app that includes some nice features. I like the ability to easily view projections and how this will change with increased monthly deposits This is very helpful for working out the deposit I want to reach. Reviewed on: 26th February 2026

Perfect app to build your wealth, even on low income!

5
I've been using Moneybox for my LISA for the past three tax years, soon to be four, and as a minimum wage worker I'm astounded at how easy it is and beneficial to grow your savings this way as I push for my house deposit! Every pound earns interest so if you max out like I have, in just four years you'll have £4,000 of free money, and that's without the standard interest you'll receive paid daily as well! The app is so easy to use and has lots of helpful tools as well, my favourite is the 'future projections' feature that shows you how much you're likely to have in your account in the future based on your past savings habits; it really inspires me to stay consistent with my saving amounts as I aim to push for more in my account in the future. They also have free mortgage advice too so when you're ready, you can get connected to an advisor on the same day who can help you at any stage of your house buying journey. All in all it's a fantastic app and as it's FSCS protected, you can rest assured your money is just as safe with them as it is any other high street bank. Thankyou Moneybox for showing even those of us on the lowest incomes can still grow their money over time! Reviewed on: 26th February 2026

It’s been an excellent experience, very user friendl...

5
It’s been an excellent experience, very user friendly app. Reviewed on: 26th February 2026

The best in the market for the first time buyers can...

5
The best in the market for the first time buyers can trust. Reviewed on: 26th February 2026

Great bank

5
Great app, easy to use and love that you can pair your LISA to your partners Reviewed on: 26th February 2026

Moneybox wondersss

5
I joined this year and I love it, really easy to use. Very helpful and really good- would definitely recommend to others. Reviewed on: 26th February 2026

Incredible app, easy to use and friendly experience.

5
Incredible app, easy to use and friendly experience. Pushing me to achieve my saving goals to buy my first home. Reviewed on: 26th February 2026

I love how easy the app is to use and make quick and...

5
I love how easy the app is to use and make quick and easy deposits. The accounts are also helping me achieve longterm saving goals. Reviewed on: 26th February 2026

Finding Moneybox was the best thing I ever did.

5
Finding Moneybox was the best thing I ever did. The app is easy to use, customer service is friendly and the app has helped me reach my goals. I am now looking to buy my first house and will continue to use the app after for future savings. Reviewed on: 26th February 2026

Moneybox LISA

5
I have really enjoyed using Moneybox so far, the app is easy to use, looks great and customer support was incredibly helpful. I enjoy being able to see mine and my partner's joint savings towards our first house. Reviewed on: 26th February 2026

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