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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.95 (5635 reviews)

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4.95

Based on 5,635 reviews, last reviewed 3rd Apr 2026

67900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Easy to use Has a great UI and very easy to use Reviewed on: 3rd April 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5635)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Great way to start saving for a home for young people

After using Moneybox, I have encouraged every young person I know to have one if they want to save for a home. Such an easy app to use and tracking your money is so simple Reviewed on: 8th February 2023

Life Changing!!!

The Lifetime ISA has completely transformed my life as it’s given me achievable targets for my first future home. Seeing your money rise through the months is very much a confidence booster & given me & my wife a bright future ahead of us. Thank you. Reviewed on: 8th February 2023

Great for young adults

It’s a fantastic way for young adults to save when they’re young as well as giving them a good incentive to work towards a deposit for a house which is so tricky nowadays. Reviewed on: 8th February 2023

Easy, good customer service

whenever I have had a question about how the isa works I haven’t had to sit on the phone for hours like traditional banks it’s been a quick easy and friendly service and I have had no issues accessing the ISA or using any of the tools available. other banks could learn a lot form Moneybox! Reviewed on: 8th February 2023

Brilliant service, very user friendly

Was so easy to use and set up , just gutted I didn’t do it sooner. Customer service is very good and responsive too. Reviewed on: 8th February 2023

Simple and Easy to Use

Opening a lifetime ISA was quite daunting for me, knowing that there was a penalty attached to some withdrawals. However, Moneybox has made the saving process really easy, being on a mobile app and having frequent newsletters and blogs to further my financial knowledge. Reviewed on: 8th February 2023

Easy to use, makes saving simple

Love the round-up features and the look of the app - it's easy to immediately see how my savings are doing and to add money as and when I want. Reviewed on: 8th February 2023

Recommend highly!

Absolutely fantastic app. Support is second to none and an amazing way to flexibly save! Can comfortably say I wouldn't be where I am with my saving without it! Reviewed on: 8th February 2023

Great app and helpful team

Great app and helpful team. The app is super easy to navigate and use, all information that I need is available at all times. The team are helpful with any queries I’ve had Reviewed on: 8th February 2023

Life saver when trying to save up!

I grew up with parents who struggled to save and model how to save up money for my future. Now that I have downloaded moneybox I have been able to come up with a plan and set up a direct debit for each month, paying my future self first with the help of this app. I have also previously used the 120 day saving feature on moneybox previously which is amazing as it supported me to not touch money and I got money on the top of that just by keeping it in that account whereas I normally would have done if I had left it in my bank account! Reviewed on: 8th February 2023

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