Smart Money People Logo

Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
45689% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

5
It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

It's been great.

5
It's been great. They communicated very well and give me all the information I need at the right time. Reviewed on: 22nd April 2025

Easy process to set up and good interest

5
Easy process to set up and good interest Reviewed on: 22nd April 2025

Saving for First Home!!

5
I really recommend Moneybox! They are first class, I feel confident in my money and if I have a query they are always there to support! Reviewed on: 22nd April 2025

Excellent App for First time buyers

5
Both my boyfriend and I use this service to save for a house. The app is an exciting way to save for first time buyers. With unbeatable interest rates. Overall very good service and app, would highly recommend! Reviewed on: 22nd April 2025

Simple and easy

5
The process of opening my lifetime ISA was very straightforward. Their wealth progression is very useful for understanding the growth of my deposit. Reviewed on: 22nd April 2025

Their customer service to be super detail orientated!

5
I've always found the customer service to be super helpful. Not only do you have a real life person to speak to with any enquiries, but also the additional information via blog/websites on key topics around money saving, mortgages, ISAs etc. It feels like they genuinely want to offer detailed advice. Reviewed on: 22nd April 2025

It's easy to use.

5
It's easy to use. There's multiple accounts/products all housed in one app. Reviewed on: 22nd April 2025

Simple & rewarding.

5
Simple & rewarding. Best way to increase your money! Reviewed on: 22nd April 2025

Great rates and easy to use app that makes the whole...

5
Great rates and easy to use app that makes the whole process very simple. Have recommended to friends and family who have joined and had similar experiences after being worried about putting their money somewhere safe Reviewed on: 22nd April 2025

I’ve been using Moneybox for just over a year now an...

5
I’ve been using Moneybox for just over a year now and honestly, it’s made saving and investing feel really accessible. The round-up feature is brililant — I barely notice the small change being saved, but it really adds up over time. I’ve also started putting money into a Stocks & Shares ISA through the app and it's been suprisingly straightforward, even for someone who isn’t very clued up on investing. The interface is clean and easy to navigate, and I appreciate the little updates and nudges they send to keep you on track with your goals. Interest rates on the savings accounts are also quite competitive, especially when compared to high street banks. Overall, it’s a solid app for anyone looking to get a bit more hands-on with their finances without feeling overwhelmed. Would definitely recommend giving it a go if you’re looking to build better saving habits. Reviewed on: 22nd April 2025

Do you have a different Moneybox app product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Moneybox app?

    View all products