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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (9291 reviews)

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4.94

Based on 9,291 reviews, last reviewed 3rd May 2026

41100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

Read all reviews See your review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Amazing, easy to save and access at any time

Amazing, easy to save and access at any time Reviewed on: 5th February 2025

Lifetime ISA

Glad I found out about money box when I did. I feel confident about the future. Reviewed on: 5th February 2025

helpful and detailed guidance on how to grow my ISA.

helpful and detailed guidance on how to grow my ISA. i knew very little about an ISA until i started this app! the hints/tips very useful and there’s jargon to overcome it’s all made plain, sinple and straightforward to understand! Reviewed on: 5th February 2025

Easy to use, clear and simple.

Easy to use, clear and simple. I appreciated the higher interest rates for the first year - and the round up option gives me flexibility in my saving journey. Reviewed on: 5th February 2025

First time buyer & general savings account

I opened an account with money box to help my savings towards a first home and general savings for life/emergencies. I have saved more money than I had in my standard bank account. I am saving money with the roundup addition and milestone targets. It is making saving up more fun and interactive. The interest and government bonus are a great addition to encourage more savings. I am more than happy with my experience so far, with no issues and continuous growth! Reviewed on: 5th February 2025

Simple but descriptive and Efficient

Simple but descriptive and Efficient Reviewed on: 5th February 2025

Moneybox has helped me begin saving for a house, whi...

Moneybox has helped me begin saving for a house, while also helping me improve my saving habits. I have also been able to help set up my girlfriend on the LISA which helps as we can see how we are both saving together! Reviewed on: 5th February 2025

Very easy to use the LISA in the app.

Very easy to use the LISA in the app. Reminders are sent when it renews and it's easy to keep track of deposits, bonuses and interest Reviewed on: 5th February 2025

So glad for this product...

Ive had mine for years and its been an amazing way to save and invest. My deposit is now looking healthy and I'm so glad and relieved that I've been able to save! Incredibly easy to use as well. Reviewed on: 5th February 2025

Great app!

I’ve been using Moneybox’s Lifetime ISA for a while now, and I can confidently say it’s one of the best options out there for first-time buyers looking to get on the property ladder. The app is incredibly user-friendly, making it easy to track my savings, set goals, and even round up spare change from daily spending to boost my contributions effortlessly. The 25% government bonus is a fantastic incentive, and Moneybox ensures it’s applied promptly each month. Unlike some other providers, their platform is intuitive, modern, and transparent, with clear breakdowns of my contributions, bonuses, and interest. The process of withdrawing funds for a house purchase is also well-explained and efficient, which is a huge plus. Customer support has been excellent whenever I’ve had queries—quick responses and clear guidance every time. I also appreciate the flexibility of being able to contribute at my own pace, whether through one-off payments or regular deposits. Overall, Moneybox has made saving for my first home both easy and rewarding. I’d highly recommend their Lifetime ISA to anyone serious about homeownership and looking for a hassle-free, well-designed savings experience. Reviewed on: 5th February 2025

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