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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (9291 reviews)

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4.94

Based on 9,291 reviews, last reviewed 3rd May 2026

41100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

Read all reviews See your review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Great app & functionality!

I have been using MoneyBox for a few years now, but I have recently started saving a bit more seriously. It is a great app ad the functionality is amazing! I would definitely recommend it. Reviewed on: 5th February 2025

Nice app that’s easy to use and good support.

Nice app that’s easy to use and good support. Reviewed on: 5th February 2025

Fantastic for enabling me to buy in the future.

Fantastic for enabling me to buy in the future. Easy to use and trustworthy Reviewed on: 5th February 2025

Made saving for a home easy

Love the app, they've made it really easy to save. Lots of helpful articles and the customer service people are really friendly! Reviewed on: 3rd February 2025

Moneybox Lifetime ISA

The Moneybox app is super easy to use when it comes to depositing funds and managing your accounts, but it goes a step further by providing guides and resources to help with the process of buying a home. The wealth chart on the Lifetime ISA is a great motivator as it helps to visualise progression towards your goal, and there's an option to add a house buying partner to the 'housemates savings' section to see your combined savings total. You can set up a direct debit to deposit funds weekly or monthly which is handy if you want to get into the habit of regular saving, although it's not necessary if you prefer to deposit as-and-when; the app allows for this, but you will still need an active direct debit instruction between Moneybox and your paying bank, which seems a bit odd at first. The interest rate has recently come down to 3.8% - not fantastic, but the 25% government bonus on your deposits means it's absolutely worth considering if you're looking to buy your first home. Moneybox is a great choice for this ISA if you're happy to move away from the bricks-and-mortar banks. Reviewed on: 3rd December 2024

Offer a competitive interest rate.

Offer a competitive interest rate. Communication is good and informative. Having to set up a direct debit to deposit money is a bit strange though. Reviewed on: 23rd November 2024

Very helpful

Very friendly customer service - somethings weren’t too clear in terms of logistics of receiving money but the team were super helpful Reviewed on: 14th October 2024

Great app and clean design

The app is so easy to use, it makes checking my balance and progress so quick! And the design of the app helps with navigating around, Reviewed on: 28th August 2024

Brilliant app that’s helping me save to buy a house.

Brilliant app that’s helping me save to buy a house. Reviewed on: 23rd August 2024

Moneybox for all kinds of saving

Moneybox has been perfect for me to put away money for the future and watching it grow. The bonuses i have received are amazing. Although i am a low budget saver the little boosts really help. The app is easy to navigate. Adding money is simple and all features are clear and can be understood with ease. Money box also send email informing you of all changes, other types of savings. All information for each account is easy to read and accessible easy you do not have to hunt for answers. Reviewed on: 23rd August 2024

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